Hello, and thank you to everyone who takes the time to answer me. I'm sorry for the length of the post, I just wanted to be clear on everything. I'm very grateful for all inputs. 
I should start by saying that I'm a fan of display technologies and I've been researching PC monitors and TVs for fun (and because I plan to buy new ones, of course) for the past year or so. I'm not someone who randomly popped up in here and didn't read anything before asking my questions. I read Dodgexander's recommendations, the overall guides to HDR, gaming Q&A, etc., I watched a bunch of videos on HDTVTest's youtube channel not just for different models, but for feature analysis to understand better what exactly I'm looking at so I can at least make an educated decision. I scoured rtings.com for all of the models. I figure this won't be the last purchase I make, so any knowledge will serve me well. And it's very enjoyable for me.
Now, here's the thing: at some point such analysis can get very confusing in terms of how much something is an upgrade over previous models. I'm just reading internet pages and watching videos after all, and it's very hard to discern "how much" something is better. Most upgrades over previous models are incremental I presume, but I really can't know, can I? As an example, the new LG evo panel is 20% brighter, but that really doesn't tell me anything because I've never owned an oled TV, or a lot of TVs for that matter. I can make assumptions, read peak brightness charts and even go to the store to look at the models but that won't be indicative to my usage conditions. Another example is Sony's different motion processors or Sony's vs Samsung's vs LG's. Unless I get same tier TVs from all 3 brands for a day side by side, I can't quite know the difference.
I understand how the markets work and that right now would be the best time to buy a 2020 model, but I'm not sure if I should pull the trigger now or hold out for 2021 models on Black Friday or early next year. So my idea was to carefully explain to you guys what I want and I hope somebody can tell me what they'd do in my shoes. And I especially want to know what you value in a TV as the most impactful thing and whether some of the models I've looked at are worth the price for their respective benefits.
Room conditions: the TV will be wall-mounted on the wall on the right-hand side of the picture I attached to this post. It will be viewed from the bed. The distance from where the screen will be is roughly 2 meters, so I'm looking exclusively for 48 to 55 inch models. There won't be a mounted soundbar so we'll have to rely on the TV speakers. There is no direct sunlight coming in the room during the day. The TV will primarily be used in the evening for movies with my soon to be wife, and gaming. I do like to game quite a bit, but I find time to do it only 2-3 times a week at most for 2-3 hours. I am accustomed to gaming with G-sync on a PC, but I also game on a PS4 Pro on an older TV, although I certainly dislike the motion juddering and the artifacts motion interpolation introduces if I avoid the juddering. I have a high-end PC I work on, which I also game on and it can mostly push 4k60fps (RTX 3080, Ryzen 5600x, 16gb DDR4 3200mhz, Samsung 970 Evo Plus SSD). I don't especially need HDMI 2.1 except for future proofing for when I eventually upgrade to a PS5 "pro" whenever that comes out, so it's likely at least 2-3 years away. I am much more interested in a TV that can push 4k 60hz + HDR on proper RGB 10-bit (if possible) than 120hz without HDR.
I understand oleds offer the best picture quality and why, but there are big reasons I'm hesitant to buy oleds.
The first and foremost is I had severe eye-saving surgery to one of my eyes and I can't watch in full-darkness or it'll spell very bad for me long-term. I need ambient lights or at least 1 light elsewhere in the room, and this would at least partially negate the contrast of oleds.
The second reason is longevity for the TV. I'm from Bulgaria. This is a very poor country and the big expense for such a TV in here discourages changing your TV every 3-4 years, and although I'm sort of well off, I wouldn't enjoy throwing money against the wind. If I'm buying a high-end TV, I will likely want to keep it for the next 6-7 years, because I don't think the second-hand market is kind to oleds around here if I try to sell it before that. After 6-7 years I expect oled degradation to be a real concern. To combat this I was initially interested in something like the Sony A90j which has the new panel and a heatsink, so maybe I can lower the brightness a bit and prolong its life. But even at discounts, at the price premium it will sit at I'm not sure whether it's worth it if I can just buy a new TV down the line with what I'd save from the difference with a lower-tier TV. I also read that Sony and LG support allow, at least in the US, to swap the panel at my own expense if I ever need it, but I haven't personally contacted them to check if they do same for the EU/Bulgaria. If this is true, it's certainly a possible move as well. The extra expense to renew a premium TV for another few years sounds like a good thing. And it will be less than a new TV.
What I want and enjoy:
I am a big fan of HDR. I will use it as much as possible in both gaming and normal viewing during the evenings, both for PC and for PS4/5 when possible. I don't mind turning off the static elements of a game if possible and we won't be using the TV for normal programs, just for movies with no logos anywhere. I don't mind LCD motion blur unless it's extreme, and from my previous usage I don't foresee this being a problem. I am much much more put off by motion stuttering. Blooming is a bit distracting at points but I tolerate it. I don't particularly care for the operating system as I won't be really using almost any of the apps. As long as the OS allows me to optimize the picture, I'm happy. I don't care for features such as Dolby Vision IQ that check the room's brightness. To be clear: I enjoy picture clarity and smoothness when viewing movies and judder doesn't bother me as much. In gaming though, I am very bothered by motion stutter, and I'll be using the TV for both.
Models I'm interested in, with their respective local prices now, converted to EU so you can understand my market:
2020 models:
LCD:
SONY KD-49XH9505 - 900€
Oled:
LG OLED55CX3LA - 1050€
LG OLED55CX6 - 1250€ (I have literally no clue what the difference is with the first one, maybe something in the design?)
LG OLED48CX6 - 1100€
Sony Bravia KD-48A9 - 1250 to 1400€ (there is a promotion right now I believe)
2021 Models with prices right now. I can't really predict how much they'll drop on Black Friday:
LCD:
Samsung QN90A 55'' - 1500€
Oled:
LG OLED48C12LA - 1200€
LG OLED48C11LB - 1190€
LG OLED55C11LB - 1300€
Sony A90j 55'' - 2250€
My entire post seems a bit silly if you compare prices like this, but I'd like to point out that an average person makes about 500 euro a month around these parts, so every few hundred actually matter.
Okay, that was it I guess - thanks to everyone who reads my entire post and responds and I hope you don't feel your time is wasted. Any recommendations are welcome and I certainly want to now what you prioritize in a TV.
EDIT: I don't really have a budget. All of these TVs are OK except the A90J which seems excessive, but if you guys think it's worth the premium, I'd probably wait quite a bit for it to come down in price. I'm not constrained when I buy it either. I do want to know whether you think the news 2021 models I mentioned are worth the wait, though. And whether the mini-led Samsung LCD is worthwhile either in comparison to oleds.
I should start by saying that I'm a fan of display technologies and I've been researching PC monitors and TVs for fun (and because I plan to buy new ones, of course) for the past year or so. I'm not someone who randomly popped up in here and didn't read anything before asking my questions. I read Dodgexander's recommendations, the overall guides to HDR, gaming Q&A, etc., I watched a bunch of videos on HDTVTest's youtube channel not just for different models, but for feature analysis to understand better what exactly I'm looking at so I can at least make an educated decision. I scoured rtings.com for all of the models. I figure this won't be the last purchase I make, so any knowledge will serve me well. And it's very enjoyable for me.
Now, here's the thing: at some point such analysis can get very confusing in terms of how much something is an upgrade over previous models. I'm just reading internet pages and watching videos after all, and it's very hard to discern "how much" something is better. Most upgrades over previous models are incremental I presume, but I really can't know, can I? As an example, the new LG evo panel is 20% brighter, but that really doesn't tell me anything because I've never owned an oled TV, or a lot of TVs for that matter. I can make assumptions, read peak brightness charts and even go to the store to look at the models but that won't be indicative to my usage conditions. Another example is Sony's different motion processors or Sony's vs Samsung's vs LG's. Unless I get same tier TVs from all 3 brands for a day side by side, I can't quite know the difference.
I understand how the markets work and that right now would be the best time to buy a 2020 model, but I'm not sure if I should pull the trigger now or hold out for 2021 models on Black Friday or early next year. So my idea was to carefully explain to you guys what I want and I hope somebody can tell me what they'd do in my shoes. And I especially want to know what you value in a TV as the most impactful thing and whether some of the models I've looked at are worth the price for their respective benefits.
Room conditions: the TV will be wall-mounted on the wall on the right-hand side of the picture I attached to this post. It will be viewed from the bed. The distance from where the screen will be is roughly 2 meters, so I'm looking exclusively for 48 to 55 inch models. There won't be a mounted soundbar so we'll have to rely on the TV speakers. There is no direct sunlight coming in the room during the day. The TV will primarily be used in the evening for movies with my soon to be wife, and gaming. I do like to game quite a bit, but I find time to do it only 2-3 times a week at most for 2-3 hours. I am accustomed to gaming with G-sync on a PC, but I also game on a PS4 Pro on an older TV, although I certainly dislike the motion juddering and the artifacts motion interpolation introduces if I avoid the juddering. I have a high-end PC I work on, which I also game on and it can mostly push 4k60fps (RTX 3080, Ryzen 5600x, 16gb DDR4 3200mhz, Samsung 970 Evo Plus SSD). I don't especially need HDMI 2.1 except for future proofing for when I eventually upgrade to a PS5 "pro" whenever that comes out, so it's likely at least 2-3 years away. I am much more interested in a TV that can push 4k 60hz + HDR on proper RGB 10-bit (if possible) than 120hz without HDR.
I understand oleds offer the best picture quality and why, but there are big reasons I'm hesitant to buy oleds.
The first and foremost is I had severe eye-saving surgery to one of my eyes and I can't watch in full-darkness or it'll spell very bad for me long-term. I need ambient lights or at least 1 light elsewhere in the room, and this would at least partially negate the contrast of oleds.
The second reason is longevity for the TV. I'm from Bulgaria. This is a very poor country and the big expense for such a TV in here discourages changing your TV every 3-4 years, and although I'm sort of well off, I wouldn't enjoy throwing money against the wind. If I'm buying a high-end TV, I will likely want to keep it for the next 6-7 years, because I don't think the second-hand market is kind to oleds around here if I try to sell it before that. After 6-7 years I expect oled degradation to be a real concern. To combat this I was initially interested in something like the Sony A90j which has the new panel and a heatsink, so maybe I can lower the brightness a bit and prolong its life. But even at discounts, at the price premium it will sit at I'm not sure whether it's worth it if I can just buy a new TV down the line with what I'd save from the difference with a lower-tier TV. I also read that Sony and LG support allow, at least in the US, to swap the panel at my own expense if I ever need it, but I haven't personally contacted them to check if they do same for the EU/Bulgaria. If this is true, it's certainly a possible move as well. The extra expense to renew a premium TV for another few years sounds like a good thing. And it will be less than a new TV.
What I want and enjoy:
I am a big fan of HDR. I will use it as much as possible in both gaming and normal viewing during the evenings, both for PC and for PS4/5 when possible. I don't mind turning off the static elements of a game if possible and we won't be using the TV for normal programs, just for movies with no logos anywhere. I don't mind LCD motion blur unless it's extreme, and from my previous usage I don't foresee this being a problem. I am much much more put off by motion stuttering. Blooming is a bit distracting at points but I tolerate it. I don't particularly care for the operating system as I won't be really using almost any of the apps. As long as the OS allows me to optimize the picture, I'm happy. I don't care for features such as Dolby Vision IQ that check the room's brightness. To be clear: I enjoy picture clarity and smoothness when viewing movies and judder doesn't bother me as much. In gaming though, I am very bothered by motion stutter, and I'll be using the TV for both.
Models I'm interested in, with their respective local prices now, converted to EU so you can understand my market:
2020 models:
LCD:
SONY KD-49XH9505 - 900€
Oled:
LG OLED55CX3LA - 1050€
LG OLED55CX6 - 1250€ (I have literally no clue what the difference is with the first one, maybe something in the design?)
LG OLED48CX6 - 1100€
Sony Bravia KD-48A9 - 1250 to 1400€ (there is a promotion right now I believe)
2021 Models with prices right now. I can't really predict how much they'll drop on Black Friday:
LCD:
Samsung QN90A 55'' - 1500€
Oled:
LG OLED48C12LA - 1200€
LG OLED48C11LB - 1190€
LG OLED55C11LB - 1300€
Sony A90j 55'' - 2250€
My entire post seems a bit silly if you compare prices like this, but I'd like to point out that an average person makes about 500 euro a month around these parts, so every few hundred actually matter.
Okay, that was it I guess - thanks to everyone who reads my entire post and responds and I hope you don't feel your time is wasted. Any recommendations are welcome and I certainly want to now what you prioritize in a TV.
EDIT: I don't really have a budget. All of these TVs are OK except the A90J which seems excessive, but if you guys think it's worth the premium, I'd probably wait quite a bit for it to come down in price. I'm not constrained when I buy it either. I do want to know whether you think the news 2021 models I mentioned are worth the wait, though. And whether the mini-led Samsung LCD is worthwhile either in comparison to oleds.
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