Ofcourse here are other factors in life, sh*t happens. But then there are others choices to be made. Nobody ever said they a nice or fun choices, nevertheless every day we make them, and deal with the consequences. Sometimes expected, sometimes unexpected. No good whinging about it as it is your life. But sure, that is a choice as well. Not one that I would choose though.
So what you are saying is that you have had to face all the same tough choices, trials and challeges that everyone else has to yet come out of it all doing pretty well for yourself and therefore if only people followed your example, they would all be doing pretty well for themselves ?
So you were born into a poor, rough family that physically and sexually abused you.
When you were 10, your father died and you were left to take care of your disabled mother and 4 younger siblings.
You were physically bullied because of your asthma, your lack of friends and your lack of self confidence.
When you were 17, you fell for a girl who told you she was on birth control, but wasn't and ended up getting pregnant.
There was little employment or opertunities where you lived, you somehow had to balance having your disabled mother cared for, your partner who refused to leave the area because she needed help and support from friends and family looking after your child.
You struggled and found that because of your ethnic background and religion, some employers and businesses were overtly or subtly prejudiced against you which made it even harder to find work.
Then you found that your dream of attending university to better your opertunities was going to cost you £9,000 a year on top of all the money you need to support your partner and child, your disabled mother and your siblings.
Out of the 3 jobs you had to hold down just to cover basic living expenses, you had to find enough to save for a deposit before being able to get a mortage on a property in a rough and high crime area away from the schools and jobs you worked and your partner refused to accept.
Suddenly the dream fairy came down with her magic wand and said "it's just a choice" and POOOF you were doing okay and lived happily ever after, with plenty of time to spend telling others that their problems are just whinging and they can simply choose.