the euro...

Discussion in 'General Chat' started by reiteration, Jul 17, 2015.

  1. reiteration

    reiteration
    Distinguished Member

    Joined:
    Mar 21, 2012
    Messages:
    10,705
    Products Owned:
    0
    Products Wanted:
    0
    Trophy Points:
    166
    Ratings:
    +9,855
  2. mjn

    mjn
    Distinguished Member

    Joined:
    May 24, 2001
    Messages:
    24,573
    Products Owned:
    0
    Products Wanted:
    0
    Trophy Points:
    166
    Location:
    Herts, England
    Ratings:
    +13,388
    Good rates at moment. Will be buying very soon.
     
  3. reiteration

    reiteration
    Distinguished Member

    Joined:
    Mar 21, 2012
    Messages:
    10,705
    Products Owned:
    0
    Products Wanted:
    0
    Trophy Points:
    166
    Ratings:
    +9,855
    yes, not sure if it's worth waiting a bit longer, but surely they can't get much better?
     
  4. mjn

    mjn
    Distinguished Member

    Joined:
    May 24, 2001
    Messages:
    24,573
    Products Owned:
    0
    Products Wanted:
    0
    Trophy Points:
    166
    Location:
    Herts, England
    Ratings:
    +13,388
    I'd like to see 1.50, but don't think it'll happen this summer.
     
  5. hippo99

    hippo99
    Distinguished Member

    Joined:
    Feb 29, 2008
    Messages:
    17,149
    Products Owned:
    0
    Products Wanted:
    0
    Trophy Points:
    163
    Ratings:
    +10,282
    Might be worth buying 1/2 now & 1/2 nearer the time?

    If it drops further, you can benefit by getting some of your money at the even better rate. If it goes up, at least you locked in 1/2 of the money you need at the good rates now.
     
  6. reiteration

    reiteration
    Distinguished Member

    Joined:
    Mar 21, 2012
    Messages:
    10,705
    Products Owned:
    0
    Products Wanted:
    0
    Trophy Points:
    166
    Ratings:
    +9,855
    yep, bit of a gamble... but not sure it'll change too much... maybe wait a few more days to see how it pans out at least...
     
  7. Houghsx

    Houghsx
    Distinguished Member

    Joined:
    Mar 20, 2006
    Messages:
    9,133
    Products Owned:
    0
    Products Wanted:
    0
    Trophy Points:
    166
    Location:
    City 17
    Ratings:
    +3,370
    I'm in the same boat as I'm away in September so not sure when to bite!
     
  8. reiteration

    reiteration
    Distinguished Member

    Joined:
    Mar 21, 2012
    Messages:
    10,705
    Products Owned:
    0
    Products Wanted:
    0
    Trophy Points:
    166
    Ratings:
    +9,855
    where will you be getting yours from..?
     
  9. Houghsx

    Houghsx
    Distinguished Member

    Joined:
    Mar 20, 2006
    Messages:
    9,133
    Products Owned:
    0
    Products Wanted:
    0
    Trophy Points:
    166
    Location:
    City 17
    Ratings:
    +3,370
    Im not to sure at the moment but in the past I have had it delivered, picked it up from the airport and got it from the local eurochange in town. TBH there isnt massive amount of difference for what I will be changing, maybe £5-£10 between picking it up from the local exchange and getting it delivered. I think it's more a question of when to bite at the moment and I will probably get it from the local exchange so I know I have it then.
     
  10. reiteration

    reiteration
    Distinguished Member

    Joined:
    Mar 21, 2012
    Messages:
    10,705
    Products Owned:
    0
    Products Wanted:
    0
    Trophy Points:
    166
    Ratings:
    +9,855
    yeah, my lady prefers to nip into town - whereas I'm tempted to go online... but if we do our Oct holiday too -then that's a potential of 1k-1.5k sterling... could be a little saving either way...
     
  11. Houghsx

    Houghsx
    Distinguished Member

    Joined:
    Mar 20, 2006
    Messages:
    9,133
    Products Owned:
    0
    Products Wanted:
    0
    Trophy Points:
    166
    Location:
    City 17
    Ratings:
    +3,370
    Y
    Yeah, the amount changed is key really. Anything over £20 difference I would probably go for the better deal how ever it comes, could be a nice meal out on the difference.
     
    Last edited: Jul 17, 2015
  12. SteveCritten

    SteveCritten
    Distinguished Member

    Joined:
    Aug 13, 2009
    Messages:
    11,053
    Products Owned:
    0
    Products Wanted:
    0
    Trophy Points:
    166
    Location:
    Caistor Lincs
    Ratings:
    +4,820
    I have just bought mine for the year I use a Caxton card for ease.
     
  13. SteveCritten

    SteveCritten
    Distinguished Member

    Joined:
    Aug 13, 2009
    Messages:
    11,053
    Products Owned:
    0
    Products Wanted:
    0
    Trophy Points:
    166
    Location:
    Caistor Lincs
    Ratings:
    +4,820
  14. Simian Sibling

    Simian Sibling
    Well-known Member

    Joined:
    Jan 18, 2005
    Messages:
    6,587
    Products Owned:
    0
    Products Wanted:
    0
    Trophy Points:
    136
    Location:
    Brentwood, Essex
    Ratings:
    +1,186
  15. Simian Sibling

    Simian Sibling
    Well-known Member

    Joined:
    Jan 18, 2005
    Messages:
    6,587
    Products Owned:
    0
    Products Wanted:
    0
    Trophy Points:
    136
    Location:
    Brentwood, Essex
    Ratings:
    +1,186
    Just a quick question @SteveCritten. Can you get free cash withdrawals with it? We used UKash last time as we got free cash withdrawals but the limit is something like €1500 a month......which we did in under 10 days :(
     
  16. qwerty321

    qwerty321
    Well-known Member

    Joined:
    Mar 20, 2009
    Messages:
    8,067
    Products Owned:
    1
    Products Wanted:
    0
    Trophy Points:
    133
    Ratings:
    +1,583
    I used Caxton FX myself abroad but it was more like £500 or so in 10 days. No charges for overseas withdrawals.
     
  17. imightbewrong

    imightbewrong
    Distinguished Member

    Joined:
    Dec 6, 2005
    Messages:
    54,349
    Products Owned:
    0
    Products Wanted:
    0
    Trophy Points:
    167
    Location:
    Romford-ish
    Ratings:
    +35,523
    I'm going to be jumping in soon - used ace-fx and the post office card in the recent past.
     
  18. SteveCritten

    SteveCritten
    Distinguished Member

    Joined:
    Aug 13, 2009
    Messages:
    11,053
    Products Owned:
    0
    Products Wanted:
    0
    Trophy Points:
    166
    Location:
    Caistor Lincs
    Ratings:
    +4,820
    As qwerty says no fee for cash withdrawals.
     
  19. Dony

    Dony
    Distinguished Member

    Joined:
    Aug 10, 2006
    Messages:
    18,709
    Products Owned:
    0
    Products Wanted:
    2
    Trophy Points:
    166
    Location:
    near Newry, Co. Down
    Ratings:
    +11,662
    I got some changed today at a rate of 1.395. Heading south tomorrow for a week.
     
  20. gg13533

    gg13533
    Well-known Member

    Joined:
    Mar 18, 2005
    Messages:
    791
    Products Owned:
    0
    Products Wanted:
    0
    Trophy Points:
    96
    Ratings:
    +539
    I have a Santander and Nationwide account. Withdrawals are free and at the business rate rather than the tourist rate
     
  21. imightbewrong

    imightbewrong
    Distinguished Member

    Joined:
    Dec 6, 2005
    Messages:
    54,349
    Products Owned:
    0
    Products Wanted:
    0
    Trophy Points:
    167
    Location:
    Romford-ish
    Ratings:
    +35,523
    Which Santander card is that? The zero?
     
  22. John

    John
    Moderator

    Joined:
    Dec 13, 2002
    Messages:
    11,682
    Products Owned:
    1
    Products Wanted:
    0
    Trophy Points:
    166
    Ratings:
    +3,350
  23. Houghsx

    Houghsx
    Distinguished Member

    Joined:
    Mar 20, 2006
    Messages:
    9,133
    Products Owned:
    0
    Products Wanted:
    0
    Trophy Points:
    166
    Location:
    City 17
    Ratings:
    +3,370
    Is that Nationwide Flex account?
     
  24. blicky_1

    blicky_1
    Well-known Member

    Joined:
    Jan 23, 2006
    Messages:
    2,979
    Products Owned:
    0
    Products Wanted:
    0
    Trophy Points:
    136
    Location:
    Hampshire
    Ratings:
    +516
    Not much but just dropped £200 on my € FairFX card (rate at 1.40 - so €280 back) holiday in October, will put a bit more on every month but normally only take €3-400 with us.
     
  25. RMCF

    RMCF
    Well-known Member

    Joined:
    Aug 24, 2000
    Messages:
    7,632
    Products Owned:
    1
    Products Wanted:
    0
    Trophy Points:
    136
    Ratings:
    +795
    You want to get using CurrencyFair or Transfer Wise.

    I use the former, and changed Stg yesterday and got 1.434.
     
  26. mjn

    mjn
    Distinguished Member

    Joined:
    May 24, 2001
    Messages:
    24,573
    Products Owned:
    0
    Products Wanted:
    0
    Trophy Points:
    166
    Location:
    Herts, England
    Ratings:
    +13,388
    Off into town shortly, going to check the rates being offered.
     
  27. gg13533

    gg13533
    Well-known Member

    Joined:
    Mar 18, 2005
    Messages:
    791
    Products Owned:
    0
    Products Wanted:
    0
    Trophy Points:
    96
    Ratings:
    +539
    The Santander is the 123 account and as long as you use a Santander branch the withdrawals are free and at the business rate.

    Regarding the Nationwide it is a FlexPlus account, so for £10/month we get free worldwide travel insurance, breakdown cover, mobile phone cover, 3% interest on the 1st £2500 as well as the free withdrawals from ATM's at the business rate. So for us it's a bargain
     
    • Like Like x 1
    • Useful Useful x 1
    • List
  28. mjn

    mjn
    Distinguished Member

    Joined:
    May 24, 2001
    Messages:
    24,573
    Products Owned:
    0
    Products Wanted:
    0
    Trophy Points:
    166
    Location:
    Herts, England
    Ratings:
    +13,388
    The Exchange Shop offering 1.40 this morning. No comission.
     
  29. Houghsx

    Houghsx
    Distinguished Member

    Joined:
    Mar 20, 2006
    Messages:
    9,133
    Products Owned:
    0
    Products Wanted:
    0
    Trophy Points:
    166
    Location:
    City 17
    Ratings:
    +3,370
    Purchased some today. Moneycorp offering 1.4107 so thought I'd get £500 so 710 euros. There is a surcharge for using a credit card (£9.81 for me) so that does take some away from the higher rate.
     
  30. mjn

    mjn
    Distinguished Member

    Joined:
    May 24, 2001
    Messages:
    24,573
    Products Owned:
    0
    Products Wanted:
    0
    Trophy Points:
    166
    Location:
    Herts, England
    Ratings:
    +13,388
    Ouch! Using credit card for cash!
     

Share This Page

Loading...