so i bought my BMW 320D but....

Discussion in 'Motoring' started by karma12, Jun 14, 2015.

  1. karma12

    karma12
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    hi guys bought my car for about £11,500 from cargiant... can i get the Gap insurance and special car guard x body protection they offered to sell me for the car elsewhere?
     
    Last edited: Jun 14, 2015
  2. rousetafarian

    rousetafarian
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    Can you please clarify what you are asking?

    Thanks
     
  3. karma12

    karma12
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    sorry long day ...can i get the Gap insurance and car guard x separately from cargiant and would it be cheaper..:D
     
  4. mikes48

    mikes48
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    I read very recently - can't remember where, sorry - that GAP insurance is poor value for money. This is based on the fact that while general car insurance pays out about 60-70% of premiums received, by way of claims, with GAP insurance they pay out only about 10% - which is great for them, but expensive for the customer.

    I was quoted £399 recently for fancy polish and another £399 for chip protection, I turned them both down, as I'd rather spend my money on the car itself, not fancy add-ons.

    Just my two penn'orth:)
     
  5. True Romance

    True Romance
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    Yes you can. GAP should be around £100. Was quoted £700 this afternoon by ford! That's some mark up.
     
  6. KelvinS1965

    KelvinS1965
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    Reading threads on Detailing World, the paint treatment likely isn't worth paying for either; You can buy a bottle of it for a fraction of the price, but it's also that they rarely apply it properly in the first place (and unless you're a detailing geek, you might not be able to tell that they've applied it in the first place ;) ).

    I can't comment on gap insurance as I've never owned a brand new car myself (only company cars), but it doesn't surprise me that you can get a better deal elsewhere.
     
  7. Sloppy Bob

    Sloppy Bob
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    Plenty of GAP insurance available online, only ever bought it for a new car though, possibly not worth it for one a few years old as the big depreciation hit is over.

    As to paint protection, you either need to get a bit of elbow grease out and DIY with a good quality product or get a professional car detailer in to do it. They might not charge much less than the dealer but a good detailer with a good rep will do it miles better than the minimum wage valeters in the dealership.

    You can buy Gard X, Supagurd etc on ebay for £20-30 although I'm sure there are much better products out there.
     
  8. un1eash

    un1eash
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    Guard X is a rip off, the money would be better of spent on a professional detailer.
    I was recently quoted nearly £1000 in extras which they add to the finance so your in massive negative equity before you even drive the car away if not using a cash deposit.
     
  9. karma12

    karma12
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    Just as i thought definitely a rip off thanks guys ...all i got was the AA Gold warranty ..the rest i didn't bother with
     
  10. maclover

    maclover
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    doesn't the direct line offering of getting a like for like car do away with the whole GAP insurance thing?
     
  11. DVD-Man

    DVD-Man
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    Only if you don't know anything about cars.
     
  12. Greg Hook

    Greg Hook
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    Don't bother with that body treatment nonsense. It's worth about £40 at most.
     
  13. karma12

    karma12
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    collected my 320d driving smoothly ..anybody know where i can get good car mats?
     
  14. DVD-Man

    DVD-Man
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    BMW Dealership, universal mats are just wrong.
     
  15. un1eash

    un1eash
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    Cost about £80 but genuine mats are the best.
     
  16. wack

    wack
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    I got some from halfords model specific for my Subaru, fit well and look ok , can't remember what they cost but it was a lot less than £80

    They had them made , took a few days
     
  17. un1eash

    un1eash
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    Non genuine never seem to quite fit the E90 right, it's the fold on the passenger side and the fit around the floor mount accelerator that's important.
     

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