Hi folks, i hope everyone is well tonight. I am purchasing a 1.8 2001 Vauxhall Vectra with 65000 miles tomorrow night for £795. This will be a family car for myself, wife and 3 children. As it is my first car i have ever owned i decided to go for a cheap option instead of a finance deal with Arnold Clark etc. I am 25 years old and i have my driving test on the 13th of March but if i don't pass first time i will the 2nd and i know for a fact this car will give me the kick up the backside to get it done. What i am having problems with is the fact i can insure it as a provisional driver for about £650 (ofc i need a driver next to me which is fine). My job is a self employed mobile disc jockey (its my own business). However the car will in no way be used for my business as i have someone that takes me. The problem is if i declare my business to the insurance company (despite selecting only personal use) that £650 jumps to £1050. Now i am unable to do a mon-fri job and atm i am struggling to get gigs. The reason being is my son is disabled and because we have 3 kids under 3 my wife needs the extra help. I do not want to close my business for the sake of an insurance company adding an extra £400 whilst a provisional or £1350 more when i pass because i put down a mobile disc jockey. I am technically a househusband as we are home about 5 days out of 7 unless we need shopping etc. So what do i do? Can i declare as a househusband or do i really need this to affect me this much? We use my brother-in-laws car to goto my gigs as he helps setup and enjoys the banter in his free time. If you can help me then please do because your advice could save my small business and save me £££'s as i will endup closing down my business at this rate but i do not want to be a complete scrounger....... Thank you.