Most cameras have a point and shoot auto mode regardless of the complexity.
You have a great budget that can but you 5 megapixels of resolution, so if I were you id be asking a few more questions like:
1) Ok dont want to fiddle now. But would I be interested in learning? If you are then you should make sure the camera has Aperture priority, shutter priority and Manual modes. These expand your ability to be creative (for example the choice to deliberately under expose to get a silhouette, or to choose how water looks - either drops or a misty flow)
2) Am I a technophobe? If you are then Kodak do easyshare sytems where you simply put the camera in a docking station and everything is automated (no messing behind the PC with a USB cable other than when you set up)
3) What are you using the camera for? If its email or the web then a 1-2 megapixel is fine. If its 6X4 -5p5 prints then 1-2 megapixels is fine. If its for larger prints then 3-4 megapixel is needed.
4) How much disc space do I have? If your PC is old then getting a high megapixel camera may fill your hard disk quicker than you think.
5) Other things to consider (advice I was given):
a) Factor in the cost of extra memory what you get with the camera normally only takes 8 full res pictures (you tend to get more memory for high resolution cameras) look at
www.scan.co.uk and
www.komplett.co.uk for cheap memory
b) consider battery life. Proprietary batteries are expensive. Get AA based camera if you can these are cheap and easily obtained if you are stuck without power.
c) consider size. Small cameras may seem appealing but small = compromise on lens, batteries and memory cards
d) consider ability to add filters and lenses if needed (something that niggles me about my choice)
Some good websites are
www.dpreview.com
The reviews here go through all the options and menus so you can guage complexity
www.pricerunner.co.uk
Get the best price here. Jessops do a net price match all you need is a print out of the price and a telephone number to check it (and Jessops do 9 months interest free). My camera should have been £550 and I got it for 433 by doing this.
I looked at Olympus C50z, Canon Powershot S45, Nikon 885, Canon A40 a couple of Fujis whose models escape me and Kodak DC4900. Didnt look at sony for some reason?
The Kodak was the simplest and cheapest 4megapixel I came across (£250) and couldnt be beaten for value for money. But didnt have the manual setting flexibility.
I went for Canon in the end because it had all the functions I was after and they were consistent in how they are on my Canon SLR. It has an auto mode, which is exactly that, you just point a click and everything is done for you, it has several creative settings for specific use (night shots, portraits, sports, long exposure) where everything is still done for you but it has a bias to ensure a certain type of picture and finally it has the manual overrides. Its the "best subcompact" at least for this week if you believe what you read. But It took a lot of playing about in Jessops, PC World and Dixons to decide which to go for. Like Hifi, if you are going to part with lots of money make sure you play with them all as they might all do the same thing, but its a matter of personal taste and what you intend to use it for as to which suits.