I'm in a fortunate situation where I have Disney+, Hulu, ESPN+, Prime, Netflix, Apple TV all for free due to various family members sharing accounts. Works out quite nicely. The mother in law pays for Prime regardless for the fast shipping so it's a sunk cost to her, she then pays for Disney+, Hulu, ESPN+ package which is shared amongst her and ourselves, Apple TV has a year free trial but we barely use it, Netflix comes from my parents. I would never pay for all of these services myself, but shared across a number of us it's actually really cheap.
We also have a Pandora family plan that she shares with us which is great.
If it was just my wife and I paying for it we'd probably just have Netflix and Disney+ as she watches it a lot. Throw in regular free OTA with an antenna and I don't know how we could even watch all the content on offer, all while paying $/£ a month.