Hello Current pc is 10 years old, slow and concerned about hard disk coming to end of life. 3GB RAM and 120GB hard disk (almost full) Looking for 500GB to 1TB hard disk (photo files in RAW starting to take up a lot of space), 4 to 8 GB RAM, Windows 7, needs to run Photoshop Elements 10, MS Office. I have a non-logical desire for a solid state drive for the operating system (about 60GB) - will it make much difference to the user experience? Also seeing USB3 coming and think I should get something with that to speed up back ups. Not in to gaming, more of a multi tasker. Should I just buy an HP or Dell off the shelf and forget about the SSD and USB3 or should I get Overclockers or the like to build it for me? Will the version built for me have better quality components than an off the shelf unit? I cannot see me changing the pc again within 5 years or more. Thanks for your thoughts. Happy New Year.