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Make another small saving on CD WOW

Discussion in 'Shopping, Deals, Discounts & Bargains' started by RJD, Jan 5, 2005.

  1. RJD

    RJD
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    I've noticed there are a couple of small ways that you make savings on CD WOW. Apart from all the usual discoutn links (there's one for 1 pound off everything floating around at the moment).

    Something which you may have noticed when buying off CD WOW is that they let you choose the currency in which to pay, which can be cheaper when converted back into GBP to be put on your credit card statement. I've found that Euros is the most effective at the moment. Look at the link attached as an example. This was when buying Red Dwarf series 1,2,3 and 4 for 22.99 which worked out as 22.84.

    http://uk.finance.yahoo.com/m5?a=32.44&s=EUR&t=GBP&c=0

    Another way is to use a credit card that gives you cash back on all your purchases. I use an American Express Blue card that gives me 1% of everything I spend and they credit it to you annually. Last year they gave me 140 quid which is nice of them.

    Every penny counts!!!
     
  2. keylion

    keylion
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    This is a good idea. It may only be a few pence each time but every bit helps, especially if you are buying lots of disks.

    I usually find buying in HKD works quite well too.

    KL
     
  3. Aretak

    Aretak
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    Doesn't necessarily work though. Cards have different exhange rates to the actual market rate for foreign currency, and in some cases charge a service fee if you pay in anything but £'s (for me it's £1.50 on a debit card).
     
  4. Tejstar

    Tejstar
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    That means you spent £14k, that’s a lot of spending :eek:

    I’ve got a Blue card too, it’s annoying how they’ve put the cashback rates down :(
     
  5. keylion

    keylion
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    Fortunatley my credit card company doesn't charge for currency conversions. I agree that it can be a problem though if the exchange rate changes between you making the purchase and the transaction going through, although I don't think I have lost out yet.

    KL
     
  6. thesnowman

    thesnowman
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    which credit cards offer free currency conversion?

    I currently have a hsbc visa card, which charge a small fee, not much but it does add up in the long run.
     
  7. oxygenuk

    oxygenuk
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    heres a site that helps me http://www.xe.com/ucc/ - currency convertor, convert any currency to any currency :p
     
  8. keylion

    keylion
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    I have an egg card and don't get charged a fee.

    KL
     
  9. Nottman

    Nottman
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    No fee for Nationwide
     
  10. Papereyes

    Papereyes
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    Most credit card companies don't charge a fee but they make their commission by taking a percentage on the exchange rate they use.
     
  11. thesnowman

    thesnowman
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    yeah thats what I meant, commission not fee
    thanks for clearing that up.

    so do either EGG or NATIONWIDE put commission on the exchange rate?
     
  12. Papereyes

    Papereyes
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    Yes all banks give you a rate lower than what the real exchange rate is.

    It's an easy way for banks to make money, but i think there supposed to tell you the percentage they've taken on the exchange rate. (From what i've seen on my barcalycard and amex statements)
     
  13. Cloysterpeteuk

    Cloysterpeteuk
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    Nationwide no extra charges at all for foreign orders.
     

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