Lost pensions ....

Discussion in 'General Chat' started by paulyoung666, Jul 31, 2018.

Tags:
  1. paulyoung666

    paulyoung666
    Distinguished Member

    Joined:
    May 4, 2006
    Messages:
    13,510
    Products Owned:
    1
    Products Wanted:
    0
    Trophy Points:
    166
    Location:
    Teesside
    Ratings:
    +3,841
    So, I'm in the process of finding my old pensions from various employers from years ago, so far I've tracked 2 down, one with a transfer value of £37k and one with £25k, I didn't even know I had the larger one at all !!!.
    For what effort it's took its well worth having ago to see what you can find.
    Those two were only paid into for about 3 years about 30 years ago.
    I have another two that I'm waiting to hear about.
    I know it's not a fortune in terms of a pot but will worth finding out as I'm looking to consolidate into one pension pot .....
     
    • Like Like x 5
    • Useful Useful x 2
    • Agree Agree x 1
    • List
  2. reiteration

    reiteration
    Distinguished Member

    Joined:
    Mar 21, 2012
    Messages:
    10,036
    Products Owned:
    0
    Products Wanted:
    0
    Trophy Points:
    166
    Ratings:
    +8,635
    how do you find them..?
     
  3. booyaka

    booyaka
    Moderator

    Joined:
    Sep 26, 2002
    Messages:
    10,896
    Products Owned:
    0
    Products Wanted:
    0
    Trophy Points:
    166
    Location:
    .
    Ratings:
    +3,396
  4. kevkbuk

    kevkbuk
    Well-known Member

    Joined:
    Jan 27, 2011
    Messages:
    5,987
    Products Owned:
    0
    Products Wanted:
    0
    Trophy Points:
    133
    Ratings:
    +1,168
    How do you lose them? :D
     
  5. davidjohnson

    davidjohnson
    Well-known Member

    Joined:
    Aug 19, 2005
    Messages:
    3,301
    Products Owned:
    2
    Products Wanted:
    0
    Trophy Points:
    136
    Ratings:
    +1,533
    Work in the public sector and have them stolen by George Osborne :mad:
     
  6. HMHB

    HMHB
    Distinguished Member

    Joined:
    Nov 11, 2001
    Messages:
    27,299
    Products Owned:
    0
    Products Wanted:
    0
    Trophy Points:
    166
    Location:
    Nottinghamshire
    Ratings:
    +6,172
    I worked for Courtaulds in the 1980s and left before a certain date (can't remember the date exactly) but because I left before a certain date, my pension was just scrapped. Nobody even has a record of it any more.
     
  7. raduv1

    raduv1
    Distinguished Member

    Joined:
    Mar 24, 2006
    Messages:
    13,943
    Products Owned:
    1
    Products Wanted:
    0
    Trophy Points:
    167
    Location:
    kent
    Ratings:
    +9,458
    A good question ! I have three frozen pensions from previous employment but still receive annual statements on the pension pot and my personnel stake in such.

    Even had a letter from my first ( 18yrs) a few years back wanting to offer me a great deal and bonus for leaving the plan . That was until the FSA told them they were being very naughty in doing so :D.
     
  8. John7

    John7
    Well-known Member

    Joined:
    Aug 6, 2004
    Messages:
    2,737
    Products Owned:
    0
    Products Wanted:
    0
    Trophy Points:
    136
    Ratings:
    +919
    I don’t think that a pension can just be scrapped, especially if you had investments in it! Do,some research, it’s your money.
     
  9. HMHB

    HMHB
    Distinguished Member

    Joined:
    Nov 11, 2001
    Messages:
    27,299
    Products Owned:
    0
    Products Wanted:
    0
    Trophy Points:
    166
    Location:
    Nottinghamshire
    Ratings:
    +6,172
    Indeed that's what I thought but when I finally traced down the company that now manages the schemes from Courtaulds knitwear division they told me that if you left before a certain date the pensions were scrapped. I can't remember the fancy word they used for it but when I asked for confirmation that there was nothing for me they confirmed it. They had no record of me on their system.
     
  10. booyaka

    booyaka
    Moderator

    Joined:
    Sep 26, 2002
    Messages:
    10,896
    Products Owned:
    0
    Products Wanted:
    0
    Trophy Points:
    166
    Location:
    .
    Ratings:
    +3,396
    Normally if you left the company before 2 years in the scheme, you got a refund of your contributions, and no deferred pension.
     
  11. paulyoung666

    paulyoung666
    Distinguished Member

    Joined:
    May 4, 2006
    Messages:
    13,510
    Products Owned:
    1
    Products Wanted:
    0
    Trophy Points:
    166
    Location:
    Teesside
    Ratings:
    +3,841
    I've finally found out that I have a £250k pension pot , not massive I agree , but a hell of a lot better off than I thought I was :smashin:
     
  12. HMHB

    HMHB
    Distinguished Member

    Joined:
    Nov 11, 2001
    Messages:
    27,299
    Products Owned:
    0
    Products Wanted:
    0
    Trophy Points:
    166
    Location:
    Nottinghamshire
    Ratings:
    +6,172
    Many times more than what I’ve got. I’ll swap mine for yours ;) :D
     
  13. paulyoung666

    paulyoung666
    Distinguished Member

    Joined:
    May 4, 2006
    Messages:
    13,510
    Products Owned:
    1
    Products Wanted:
    0
    Trophy Points:
    166
    Location:
    Teesside
    Ratings:
    +3,841
    Just wish I was 5 years older and I could get 25% to pay off my house with !!!
     
  14. HMHB

    HMHB
    Distinguished Member

    Joined:
    Nov 11, 2001
    Messages:
    27,299
    Products Owned:
    0
    Products Wanted:
    0
    Trophy Points:
    166
    Location:
    Nottinghamshire
    Ratings:
    +6,172
    I’m 57 so just taking my 25%, I should get it next week. Mind you my 25% is only about 18K so I’d better go careful with it! I did pay my mortgage off about 10 years ago though so that’s one thing in my favour
     

Share This Page

Loading...
  1. This site uses cookies to help personalise content, tailor your experience and to keep you logged in if you register.
    By continuing to use this site, you are consenting to our use of cookies.
    Dismiss Notice