Just been hit by lightning

Discussion in 'General Chat' started by DJT75, Jul 18, 2017.

  1. DJT75

    DJT75
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    Good point. I'll just unplug stuff eh? :)

    Looks like the insurance company agree Sky Q is a cheaper option. :thumbsup:
     
  2. hyperfish

    hyperfish
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    Now I see why my mum would unplug the telly whenever the lighting started.
     
  3. Qactuar

    Qactuar
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    Anyone got surge protection?!
     
  4. EarthRod

    EarthRod
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    I use anti-surge extension leads to feed all my electrical kit.
     
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  5. shahedz

    shahedz
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    I remember doing that as a kid too!
     
  6. DJT75

    DJT75
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    Got a link to any particular thing I should be looking at?
     
  7. bjd

    bjd
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    I've always found Belkin to be pretty good. Should be available on Amazon.
     
  8. EarthRod

    EarthRod
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  9. PSM1

    PSM1
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    But this would only work if the surge had come in on the main power line to the house. The surge came from internal to the house via the aerial so flipping the breaker would have stopped the surge going out of the house down the main line but would not have prevented the damage inside the house.
     
  10. alphaomega16

    alphaomega16
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    I was commenting more on him wanting to leave stuff off / unplug stuff whilst he went on holiday and sort it all out when he comes home.
     
  11. alphaomega16

    alphaomega16
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    My Surge Protectors are ancient now lol, I had been looking for some reliable ones on Amazon but cannot seem to find any with individual switches on to turn stuff on / off.
     
  12. Qactuar

    Qactuar
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    I've had a surge protector on an extension lead (Masterplug I think) for 18 years. 18! Same amount of time I've had my Yamaha A-YST 2.1 speakers. Blimey. I'm old at last.

    Should probably get a new surge protector socket gang too.
     
  13. alphaomega16

    alphaomega16
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  14. aVdub

    aVdub
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    FTFY :p
     
  15. wiz

    wiz
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    Thought you looked a bit toasty round the edges!
     
  16. Donnacha

    Donnacha
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    I'll leave the projector plugged in - might finally force through that upgrade :)

    Sounds a scary experience. I've been close to lightning strikes before but never hitting the house and causing damage - hope it doesn't take too long to get it all sorted ?
     
  17. shoestring25

    shoestring25
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    when they gave me the act of god excuse I actually read my terms and conditions and yes it was in there i wasnt covered. so rang back 10mins later and told them it was a power surge when the power came back on and claimed for everything but the tv aireal.

    suffice to say i check my home insurance now very carefully now before i take it out. I also disconnect my tv aireal every time there is a thunderstorm now
     
  18. DJT75

    DJT75
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    I tell you what, the insurance company have been so good I wish I had added a few bits. It doesn't look like they inspect anything really. I've only sent 2 receipts, I don't have anything else.

    They've already offered brand new £700 replacement shower, fitted. 2 replacement TVs and equivalent vouchers for the other TV plus the 2 blu rays. And it looks like I'm getting Sky Q for 4 rooms to replace the old two Sky HD boxes & 2 magic eyes, aerial & associated network of cables (which would need to be re-plastered all over the house).
     
  19. Roohster

    Roohster
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    Are they still using that as a get-out clause?
    I'd demand they prove the existence of God. In court. :p

    Back on topic, it's just started to rumble here and now I'm worried....
     
  20. bjd

    bjd
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    N
    No wonder insurance premiums are so high :D
     
  21. DJT75

    DJT75
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    Saving them a fortune & upgrading at the same time. You should thank me [emoji3]
     
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  22. rhino2k

    rhino2k
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  23. imightbewrong

    imightbewrong
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    Ouch - this is exactly why we have automatic off-site backups of our photos, documents etc. at two separate sites. Insurance can replace the hardware, but not the data.
     
  24. DJT75

    DJT75
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    On another note. This has made me realise how under valued my household insurance is. I've just always taken the cheapest quote without looking too much into it. My contents is for a max of £10,000. £10K gets you nothing really. If I took all equipment, furniture, flooring, decorating, appliances, lighting, heating, valuables, everything, it would be 5 times that probably. So I need to address that bigtime
     
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  25. wiz

    wiz
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    Interesting..how does one do this?
     
  26. DJT75

    DJT75
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    My backups are on a hard drive in a drawer, I should probably address that too
     
  27. Greg Hook

    Greg Hook
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    Just get something like Amazon Cloud, OneDrive etc. It automatically backs up a folder you choose. I have it to backup all my photos and videos. That way if my computer blows up, I won't have lost any treasured memories.
     
  28. imightbewrong

    imightbewrong
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    There are many ways. We use Dropbox for one backup, then that replicates automatically down to a cheap NAS at my parents' house. This gives us three complete copies at three separate locations - immune from any local disasters.

    The automatic part means we can't forget, and any edits are immediately replicated around the set. Zero touch ftw.
     
  29. alphaomega16

    alphaomega16
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    I was just looking at this site.

    https://www.quora.com/Insurance-com...t-of-paying-but-isnt-everything-an-act-of-God

    and saw this

    But id take them to court to prove it was god that did it if they try to worm their way out of it.

    Unless lightning strike is specifically mentioned in the terms of not being covered they shouldn't have a leg to stand on.
     
  30. imightbewrong

    imightbewrong
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    'Act of God' what utter garbage.
     
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