Internet Security Questions

Discussion in 'General Chat' started by gg13533, Apr 17, 2016.

  1. gg13533

    gg13533
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    I wonder if anyone can advise on the difference, if any, between the following ways of doing say internet banking:

    1. Using a web browser to access your bank on home wifi versus using a web browser on 4g?

    2. Using a web browser on 4g versus the banks app on 4g

    Just curious, thanks in advance

    G
     
  2. wongataa

    wongataa
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    1. Not much difference.
    2. Not much difference unless there is functionality differences between the app and website.
     
  3. Desmo

    Desmo
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    I'd say using the banks app is going to be the most secure way.
     
  4. hippo99

    hippo99
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  5. Desmo

    Desmo
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    But in general, an app should be more secure as it is less vulnerable than a browser.
     
  6. Penski

    Penski
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    Also I think theyre more likely to rectify anything if there was a flaw with their app
     
  7. hippo99

    hippo99
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    Or in the case of the Natwest App problem go through the stages of denial, blame (the customer) then finally acceptance (& they took their sweet time acknowledging it so god knows how long it took for the flaw to be fixed)...
     
  8. imightbewrong

    imightbewrong
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    In what way? You could say there are way more banking apps than Web browsers so a lot more opportunities for bugs and vulnerabilities as every bank tries to reinvent the wheel.

    Personally I don't think there is anything in it.
     
  9. DVD-Man

    DVD-Man
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    Many banking apps check for rootetc when launching, you can't take screenshots and if you minimise. It signs you out, the web browser will do nothing like this.

    Sent from mTalk
     
  10. hippo99

    hippo99
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    I would say that due to the numbers of users of browsers, bugs & vulnerabilities will be found (& hopefully fixed) more quickly than those in apps. Lots of avenues for flaws to be found & fed back to the browser developers.

    With Apps you have a limited number of users (mainly just customers of that bank) & you're relying a lot on the bank to first acknowledge there is a flaw, & then actually have the urgency to fix flaws.
     
    Last edited: Apr 17, 2016
  11. imightbewrong

    imightbewrong
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    Apps are very focussed though - they have one job and in theory should do it well. Should be a very limited number of test cases (look at money, get money, send money, er....) , vs the millions of ways a browser can work with all their scripts and plugins that may or may not be in operation.

    Does anyone use that Rapport thing? Not got my head around why I need that extra layer yet.
     
  12. Desmo

    Desmo
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    I would imagine a normal computer and web browser is going to be far more susceptible to key logging, phishing, virus, data gathering, etc when compared to an app on a much more locked down system like a mobile phone.
     
  13. imightbewrong

    imightbewrong
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    So that's down to trust of the environment - what we we assumed a decently secured phone and PC.

    Phones also have web browsers of course - what about between mobile browser and app?

    Also there is multi-factor authentication which makes it very hard to do things even if you know someones username and passwords. You couldn't pay a new recipient without those things plus access to their email account or mobile phone for example.
     
  14. gg13533

    gg13533
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    Thanks for the replies. Wasn't sure myself but leant toward using iOS and banking app as being slightly safer (no real logic behind this). Just wondered if there was a consensus for one or the other.
     
  15. imightbewrong

    imightbewrong
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    Is there something in particular you are worried about?

    I use both - apps on the mobile and browser on the PC - whichever is most convenient at the time.
     
  16. Sonic67

    Sonic67
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    What web browser? Some on here were still using XP and presumably IE6. At least with an app you know it should be up to date. A browser could be anything.
     
    Last edited: Apr 17, 2016
  17. imightbewrong

    imightbewrong
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    The banking sites will only work on browser versions they trust.

    Apps may be up to date (if people update them) but have a much higher chance of being written by cowboys, as we saw with the AVF app this weekend.

    At the end of the day they are both making the same calls over the same protocols to the same servers - just one has bigger buttons and more 'bespoke' code.
     
  18. gg13533

    gg13533
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    Not specifically worried, just curious if for example using 4g was more secure than wifi.
     
  19. wongataa

    wongataa
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    Is that wi-fi secured with a password? If yes, is it a good password? If it is secured wi-fi is it using a decent encryption option? There is no blanket comparison. Wi-fi only connects devices to a router. After the router the internet connection usually goes over wires.
     
  20. outoftheknow

    outoftheknow
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    Probably a difference in country, but here in Oz my bank uses SMS code verification on browsers for these things. or did you mean this browser authentication was 'better' than an app?
     
  21. imightbewrong

    imightbewrong
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    I mean even if a keylogger got your username and password (which it wouldn't anyway) you still couldn't execute a new type of transaction without further having access to their email account or phone, for the two-factor authentication.
     

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