domtheone
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OK. A quick google says that NCD are only valid on one car....
I currently have a car on lease (June 14-June 16) and 6 years NCD.
I'm thinking of getting a 2nd car in a few months and, never having owned more than 1 car at once, am not sure how the whole NCD works?
Few questions:
Say i'm paying £300 for my initial car and the 2nd car was the same risk/insurance group etc etc, would my premiums be £600 a year or would i get a discount on the 2nd policy?
When the lease car goes back, does my NCD move onto the 2nd car automatically?
If my present lease car insurance runs out in June each year and i purchased a second car in say December, when the lease car goes back, what happens to my NCD? Do i have to wait till the 1 year anniversary of the 2nd car insurance before i got another year's NCD?
Not sure if i made that clear but, in a nutshell, is there any point in adding a 2nd car at the same time as my insurance is due on my main car or is that irrelevant?
TIA
I currently have a car on lease (June 14-June 16) and 6 years NCD.
I'm thinking of getting a 2nd car in a few months and, never having owned more than 1 car at once, am not sure how the whole NCD works?
Few questions:
Say i'm paying £300 for my initial car and the 2nd car was the same risk/insurance group etc etc, would my premiums be £600 a year or would i get a discount on the 2nd policy?
When the lease car goes back, does my NCD move onto the 2nd car automatically?
If my present lease car insurance runs out in June each year and i purchased a second car in say December, when the lease car goes back, what happens to my NCD? Do i have to wait till the 1 year anniversary of the 2nd car insurance before i got another year's NCD?
Not sure if i made that clear but, in a nutshell, is there any point in adding a 2nd car at the same time as my insurance is due on my main car or is that irrelevant?
TIA