I had a renewal quote today which was £180 more expensive than last year. I called the company to cancel their auto renewal. After chatting to the bloke he informed me that the reason my premium had increased was due to my non fault claim. (somebody hit my car while stationary). I was absolutely dumbstruck that I can be penalized for something that was not my fault and for the next 5 years. I claimed of their insurance and not my own I quickly searched for a new insurance quote. I got a quote declaring my no fault claim and one without and the difference is £40. To say Im annoyed is an understatement. I cant believe that Im going to be paying at least £40 extra for the next 5 years because somebody hit my car. How can this be legal?? Is it a new insurance tactic?