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How many years driving experience would I need for this?

Discussion in 'Motoring' started by mcfarfs, Oct 30, 2005.

  1. mcfarfs

    mcfarfs
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    To get insurance on a car such as this?

    Basically how many years no claims would I need? Assuming I start driving and have insurance in my name from 17 years old.

    With Pass Plus as well.

    Would it be aaaaaaaaaaaaaaaaagggges??!

    It's a very nice caR!
     
  2. Baron Von Doom

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    from my experience you eould probably need to be about 25 years old for a resonable price. you may get insurance at a younger age but depends how much your willing to pay
     
  3. andych732

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    If memory serves me right this car is insurance group 17 ( max is 20, for cars like bmw m3), which means a few grand insurance minimum, thats when and if you can find a company to insure you.

    many years ago when i was 22 i had a Toyota MR2 which is group 14 I think and was paying £1700 insurance - that was with a clean license and 2 years no claims bonus, and prices have gone up since then.

    It would be cheaper to buy the standard car and put on the bodykit and badges to make it look like to sporty version, but you won't win any races though :)
     
  4. eviljohn2

    eviljohn2
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    By the time you're old enough you'll want a different car and certainly won't be able to afford one like that. :)
     
  5. mcfarfs

    mcfarfs
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    Something like this ???!

    :D :rotfl: :rotfl:
     
  6. buzlightyear

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    Ive got a 2003 Saab 93 Aero 2.0 Turbo, when i was 25, went through Admiral think it was about 800, try Priviledge as well as they got it down to 500.
     
  7. Harj

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    Try http://www.swiftcover.co.uk/ Cheapest quote I got was from them on my 2002 GTI turbo , my missus is in her twenties and has three points, and was cheapest by far for a joint quote, some places had a single driver at a higher price! All done over the internet so your policy is ready to download as soon as you pay up.
     
  8. Layne RIP

    Layne RIP
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    Well i had a 94 Toyota Celica GT (import) when i was 22 and the premium was £700 from privilege.
    Be careful with insurance grouping thought the standard group is 1-20 with specialist cars Like Ferrari's / Lamborghini's etc... having some magical group somewhere in cloud cuckoo land.. some companies like privilege use their own grouping i.e. 1-100.... so they can easily change your car's grouping.

    The advise id give you at this point is get something cheap that you don't mind if it gets dented, because even if you are the safest driver out there your bound to meet up with some wally.
    My first car was a 1 later Metro in a very tasteful orange colour and that still cost enough to insure... but the chance of getting done for speeding were rather slim... :D
    Also for a car with any real get up and go in it.. you need to know how to handle it, so many people have cars that are too powerful for them and they drive beyond their own ability, that's more what causes high speed accidents, it's not the speed, it's the lack of ability behind the wheel.

    Get some years driving under your belt, keep your nose clean... and eventually you'll be able to get something really nice... like the Cupra R (more power, and nicer wheels).

    Personally i'll stick with my 95 Celica GT4 for now... until i have enough space to park a Skyline. :)
     
  9. stealther

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    My first car was an Astar sri group 11 insurance it had to sit on the drive for 3 weeks until I was 19 as I couldn’t get insurance before then. I wanted a Golf GTi but couldn’t get insurance at all for that. I think with a couple of years NCD you can get a more realistic quote for these sort of cars. It wont hurt you to have a slightly less powerfull motor for a while to gain some experience. Having said that if you’re going to get a quick motor get one whilst you’re young enough to remember what the right pedal is for. ;) So I worked on my NCD and 3 yrs on bought a Golf GTi and had two years of fun tearing up the backroads of Devon and Cornwall ;) Eventually you reach the age of 25 and automaticly become a safe driver overnight and your insurance comes down quite a bit ;) :rolleyes:

    Nice looking car your looking at there Do they do a 3dr version as it would look loads better with just the 3drs?
     
  10. Layne RIP

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    Ahh the good old days... being 25 means nothing nowadays when it comes to insurance... The little insurance monkeys have put a stop to that one.

    Oh by the way looks like the Cupra is group 16 and the Cupra R is group 17.

    Stealther... check out the Leon Cupra R... Looks like it only come in 5 door though.
     

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  11. Miyazaki

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    Beautiful motor.

    Nothing tops the MR2 GT T-bar though!
    [​IMG]
     
  12. Miyazaki

    Miyazaki
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    Hate the new MR2 as well, so i'll have a bitch of a time getting a decent non-thrashed one when I can afford it!
     
  13. Layne RIP

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    Well i wouldn't say that.. Guru... my Celica GT4 is pretty hot.
    I have a lovely set of wheels lined up for it... and some other mods.. :)
     

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  14. markymark34

    markymark34
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    insurance really is a lottery! Ive had cars ranging form group 7 to 18 and it didnt seem to make a huge deal of difference to be honest! Went from group 8 - £1200 aged 22 to group 15 £1200 aged 23!!

    Like the MR2 have u ever driven a Turbo? Its like a different car, you just wouldnt believe how much quicker they are! Out of the 10 cars ive owned i miss my Mr2 Tubo the most. really wish i hadnt sold it now :(
     
  15. markymark34

    markymark34
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    the gt4 is great too Layne!!
     
  16. Layne RIP

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    Cheers Mark... i like it... and it's very true what you say about Turbos being very different to drive... This thing is nothing like my 94 Celica GT that i used to own... This GT4 gives you a real hang on for dear life kinda feeling when the turbo kicks in... :D
     
  17. lmccauley

    lmccauley
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    Very true. Very little road experience + powerful car = visit to hospital/morgue.

    That's my favourite shape Celica, although I thought the GT4 came with a huge, ugly spoiler as standard?

    Cheers,
    Liam
     
  18. Layne RIP

    Layne RIP
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    Ahh ... no.. your thinking of the WRC version.. which actually came with extension blocks for the hoop style rear spoiler... and is a limited edition, and rather rare... mind you the original 3 spoke alloys were a bit nasty on the GT4's.
     
  19. Layne RIP

    Layne RIP
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    You could always of course have that spoiler as an option.
     
  20. lmccauley

    lmccauley
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    I would rather pay money to have it taken off!

    The spoiler on yours looks much better.

    Cheers,
    Liam
     
  21. stealther

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    Have to agree with you on that one Games there getting so cheap as well these days but you will be hard pushed to find a mint one.

    For years I wanted a Corrado V6 in British racing green with cream leather interior as I just though they were fantastic looking machines but I was just to young, by the time I could afford to drive one they were to old. Ive not seen one with less than 100k on it for a long time.
     

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  22. Solomon Grundy

    Solomon Grundy
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    My 200sx is also cool, but it has a mind of its own when the road is wet...sometimes it wants to go in the other direction so it it decides to turn itself around...
     
  23. lmccauley

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    See comment above about power of car > experience of driver :D ;)

    Cheers,
    Liam
     
  24. alexs2

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    Luckily,being an older git,I've been fortunate enough to find "reasonable" quotes for my last 2 cars( a 420bhp Sapphire Cosworth and a 380bhp ex Gp N Escort Cosworth) but found that the most useful thing along the way(besides someone who could service and look after them properly) was a sensible insurance broker,who was willing to put in the effort to find a decent quote,for what in the Escort's case was viewed by most as uninsurable at any price.

    Insurers generally don't like modified cars,and especially not for younger drivers....be sure to inform them of any modifications,as your insurance will be invalid otherwise.
     
  25. carlymart

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    200sx soooo much fun in the wet but i loved mine but part ex'd it for a bmw estate (big mistake)
    my last rear wheel drive car was a westfield and cost £156 per year to insure and did 60 in less then 6 seconds as quick up to 60 as my WRX
     
  26. russraff

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    If you are starting out, then I would forget about anything sporty. It's just not worth it, insurance wiise. I would get a 1.6 focus or 1.4 clio sized car and just wait. Save up for something special for a few yeards and it will pay off. You just have to have the willpower! :smashin:

    Regards the 200, you should try a Supra TT. When I had my GT4 I was itching for a replacement as things were going wrong far too often with the car. I test drove a Supra TT just after it had stopped raining as a possible candidate and - ye gods - that car is a handfull when the second turbo kicks in! Dear knows what it's like in the snow - it kinda put me off rear wheel drive. Cars that powerful want 4 wheels driven. I mean, my GT4 had its problems, but it was always glued to the road.

    I really miss it, now that I think on... :(
     

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