Spiderpig
Distinguished Member
Yeah, that’s fine. As long as there’s something to prove they’ve taken it.
What are you trading against something of a greater value or less. I have a M4 which has 18 months left on the PCP so the VT option is not feasible but with only 7k on the clock the settlement figure is similar to forecourt prices so assuming the dealer only wants to make a couple of grand on top i may have the option to trade in as i'm mostly now WFH and only use the car twice a week.I'm in the same position with my Macan, the PCP ending in August.
I requested the settlement fee last week and took a look at the trade-in amount offered on a couple of websites - they two figures ended up being pretty much the same (within a couple of hundred quid). I reasoned that:
- The car will only depreciate further
- I'm still putting miles on the car (increasing possible overage charges)
- I'm still paying money somewhat unnecessarily
I spoke with a dealer yesterday, and they seemed happy to take my Macan as part-ex and pay off the settlement figure, saving me money and hassle.
At least that's what I told myself.
As for handing the car back to BCA, I did this with my last car (Evoque), which was valued as far less than the cost of running to the end of the PCP deal. I didn't bother cleaning the car - I figured it would be a waste of time and effort since BCA would probably clean it anyway. I didn't have any comeback on the cleanliness of the car and didn't get charged for any dings/scratches/etc that's part of normal wear/tear.
What are you trading against something of a greater value or less. I have a M4 which has 18 months left on the PCP so the VT option is not feasible but with only 7k on the clock the settlement figure is similar to forecourt prices so assuming the dealer only wants to make a couple of grand on top i may have the option to trade in as i'm mostly now WFH and only use the car twice a week.
Not a bad idea to take photos but if the inspector doesn't find any problems they can't come back later with problems. I've always been sent forms with images the inspector takes to confirm condition, 2 keys, service book, locking wheel nut etc.