ah thats why i would never use "dial a phone" The link and carphone do lovely insurance policies old link policy superb mate you could take it to a repair centre for an estimate.
i had the same problem and then i realised " i was getting into my car and ran over my fone" i got a new phone from them as that is covered... ( i then "made sure my fone was dead/run over etc" as they wanted the "Bits" back