Found out my debit card has been cloned!

[ukdan]

Tried to get some cash from an ATM machine but said i'd reached my limit.
I only used it once today at screwfix for a very small amount.
So phoned the bank who said someone had made two withdrawls abroad for £140 each time .
It must have rang alarm bells at the bank and blocked the card (as i had only just used the card in the uk, at least they were on the ball!)
Will i be able to get my money back?
Had to use my credit card to get some cash, will i be able to get them to drop the rediculous charges they charge for cash on a credit card as they wouldn't let me use my debit card?

 

[Nick_UK]

Unless the bank can prove you were reckless and gave out your security details to someone else, then they are unlikely to charge you anything. Read up on your Terms & Conditions - some banks hold you liable for the first £50 or £100, but not many.

 

[sbowler]

As far as I am aware they refund you the money and no bank charges are made. Thats what I believe anyway, could be wrong. But I cant see how they would hold you responsible.

 

[CooperUK]

My credit card was used fraudulently on a gambling site last month - fortunately they clawed the money back and refunded my account (£139.47).

Have had a new card issued!