Trying to decide on a new AV receiver and after huge amounts of reading I’ve narrowed my choice down to either the NAD T 778 or Arcam AVR20. It was going to be the AVR10 but I can get a manufacturer’s refurb AVR20 for the same money and warranty. Initially I will be running a 5.1.2 system using Monitor Audio Silver series speakers. Duties will be split between movies and music. I’ve pretty much read all the posts in both of their respected owners threads but any help or advice in helping me choose would be appreciated.