Hi I have a bit of a dilemma, I have decided the right car for me/family is a Skoda Octavia VRS Estate Diesel. Its practical (boot space/kit) and had a bit of fun thrown in. I am really not sure what to buy in terms of new or used. At the moment I have these options. USED 7km on the clock/1yr old - owened by Skoda Its in white, good condition, some very minor scratches on the handle of the drivers side, everything else looks tip top. £16490 The only extra it has is Xenon light (worth £760). I have managed to negotiate £4000pt ex, service, 1yr road tax, mats (although these come as std - but it seems to be missing them). Cost to change is £12490 - likely to be financed by a personal loan (5.8%), 60 months @ £239 OR NEW Inc new trim (just some carbon effect look etc). Could choose colour If I add Xenon for comparison, then take off the VAT (as per the current offer) its £19460. I have managed to negotiate £4250pt ex, plus £500 discount... and if I take their finance another £500 off, and "free" 3 years service. Their finance is 7.4% apr for comparison, about £250/month (41 months) then a final payment of £6390. What is the wise move? The cheaper 2nd hand, or the more expensive but more perks of new? I don't see that I can move any more on the used car, as I have tried, new I may have a touch more leverage as I have not actually negotiated on that yet, but I have on a similar deal. Ignoring the car choice what in your opinion is the best option? Is new a good deal?