Debit cards or alternative in Greece

Discussion in 'Travelling & Holidays' started by rousetafarian, Jun 26, 2019.

  1. rousetafarian

    rousetafarian
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    Need some advice please....usually go AI across nice places in European resorts after spending most of the previous decade travelling to and from the US.

    Going to Zante on a room and breakfast basis next month and want help understanding about the best way to spend locally;

    Got around £800.00 in sterling initially plus a Halifax Clarity credit card as a back up. Do I leave the sterling on my UK debit card or transfer or € or transfer it to a card like Revolut?

    I’m keen not to pay any/many fix charges but want the security high too.

    Thoughts?
     
  2. Foster

    Foster
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    I think Revolut would be your best option.
     
  3. rousetafarian

    rousetafarian
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    I ordered the Revolut card and it’s been in my wallet and forgotten about, is it a case of loading it with Sterling and then off you go?
     
  4. Foster

    Foster
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    Yep, I think it's 0.5% flat fee on the weekends
     
  5. rousetafarian

    rousetafarian
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    App downloaded and had a play transferring into and back out of €, seems great and Apple Pay supported too.

    Cheers for the reassurance
     
  6. Foster

    Foster
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    No worries, going to use it when I go to Amsterdam next month, with regards to withdrawing cash it is free upto £200 then 2% there after.
     
  7. rousetafarian

    rousetafarian
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    Cheers pal, have a blast in Amsterdam
     
  8. John

    John
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    Isn't Clarity MSEs go to solution for European travel and has been for some years iirc
     
  9. zeppelino

    zeppelino
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    Are you travelling alone? Have you been there before?
     
  10. John

    John
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    I stand corrected
    Screenshot_20190626-234905_Chrome.jpg
     
  11. rousetafarian

    rousetafarian
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    Clarity was up there as a recommended card for a while, I’ve got one so will take that as well as the Revolut
     
  12. rousetafarian

    rousetafarian
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    I’ve been to Greece and Cyprus a number of times but it’s been over 20 years and I’m going to Zante this time with SWMBO
     
  13. LV426

    LV426
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    I'm just curious. Why do you feel that you need a pre-pay card (eg revolut) as well as a travel-friendly credit card? I can see why >1 card is a good idea, certainly. But I just don't get the desperation among many to part with your own hard earned money upfront, rather than save it and pay off the credit when due, after the event. I'd have my Clarity plus other similar offerings - for example, one of those Barclaycards. With the latter, you can even get cash from an overseas ATM at no fee, city rate and no interest. And cashback.
     
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  14. absolutely80s

    absolutely80s
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    I was recommended to Revolut but they couldn’t deliver the card within the timeframe I had before departure. Looking at reviews, I found a company called N26, who delivered my card two days before I left on honeymoon for Jamaica. No problems at all with payments.
     
  15. Delvey

    Delvey
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    My Nationwide debit card allows zero fee withdrawals abroad.
    And my credit card allows zero fee purchases abroad, so I use a combination of both
     
  16. KyleS1

    KyleS1
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    Me too. Nationwide debit and credit cards.
    I got to Greece every year and use credit card for meals, debit card for withdrawing cash at any places that don't take card.
     
  17. zeppelino

    zeppelino
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    Split the money over a couple of cards and I’d probably get some cash too. Monzo is another option for cash etc.

    Have a good break.
     
  18. rousetafarian

    rousetafarian
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    Cool, that’s my plan.

    ‘Fee free’ cash withdrawals by Revolut for bits and pieces , credit card for meals and drinks etc
     
  19. mjn

    mjn
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    Just remember pre-paid credit cards don’t work anywhere that has no internet connection such as kiosks and card only petrol pumps.
     
  20. TylerDurden

    TylerDurden
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    My Monzo card works fine at card only petrol pumps.
     
  21. mjn

    mjn
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    Is it a traditional credit card, or a ore-load card?

    As those 24/7 card only pumps abroad have no internet connection so cannot verify you have the money.
     
  22. TylerDurden

    TylerDurden
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    Its a pre load card, I haven't used it abroad, in the UK it takes £1 at point of sale and the balance a day or 2 later.
     
  23. rousetafarian

    rousetafarian
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    Slightly off topic, but I remember struggling trying to pay for fuel with my UK issued Amex in Florida at the pump in the boondocks st 3.00am and my postcode format didn’t follow the zip code options which I had to key in.

    Good times
     
  24. mjn

    mjn
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    UK is different. France especially has a lot of unmanned pumps. And petrol stations in Italy close for 2 hours between 12 noon and 2pm, so if you need fuel, you need a proper credit card or hang around until they open ;)
     
  25. rousetafarian

    rousetafarian
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    I genuinely have learned something tonight
     
  26. zeppelino

    zeppelino
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    Monzo have switched to current account style debit cards. Obviously no harm having options as long as you’re not paying fees
     
  27. Kailash

    Kailash
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    i've been using the revolut card and can't fault it so far
    a couple of places didn't accept it but i had my credit card as a backup
    the problem i am having is remembering PIN numbers!
    i've already had to order a reminder for my main card as i was using the revolut and it just went from memory :confused:
    the only limitation with the revolut is 200 cash withdrawals a month (fee free)
    always nice to have a bit of cash and 200 is normally more than enough though
     
  28. mjn

    mjn
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    You can view your Revolut PIN via the phone app.
     

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