I'm sure it can be done and just want confirmation. I have a credit card and owe £400 on it. Problem is the 0% interest has run out so now i will incur 13% interest. Now (due to money restrictions) i have only been paying off the minimum payment every month. SO............. can i sign up for a new card (with 0% interest for set amount of months) transfer the £400 to the new card, cut the old one up and then pay of the new one with no interest.