I have decided to get myself a 42'' panny however I have had conflicting advise from dealers as to which model is the retail and which model is the commercial one and any differences between them. Dealer 1 says he cannot get hold of the silver version for love nor money, but can get lots of black ones. Dealer 2 says he has never seen the black one for retail sale and says the silver is retail only and has a number is stock, but can get the black one at a much cheaper price. (about £300 saving) The question is, is there a difference other than colour? Also does anybody know of any dealers that offer interest free credit on the screen only. So far panasonic only offer the credit on the whole DVD surround and plasma package. As I already have a very decent surround system I don't want to fork out for anything else I don't need.