Question Claim or not to claim on Insurance

Discussion in 'LCD & LED LCD TVs Forum' started by ant_j, Aug 2, 2018.

  1. ant_j

    ant_j
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    Another TV insurance question.

    I have recently moved and unfortunately in the move have damaged my faithful Philips 42pf9831d.
    This is/was my pride and joy and had absolutely no intentions of getting rid/purchasing another TV to replace this, so I am genuinely not happy and not fault of removal firm

    The TV was flagship and cost around 2k+ if i remember correctly, with it being 14 years old i haven't got box or receipt and i appreciate it is 14 years old so it has had a good run

    Never claimed on home insurance, have a good no claims discount and my excess is £100.

    Should i claim, or not, i'll not be able to afford another £2k tv
     
  2. makeyd

    makeyd
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    it really depends on the policy. they might just offer you it's current replacement value. with a screen that old you probably won't get more than the excess.
     
  3. John7

    John7
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    Probably not worth claiming for a tv that old. The excess and possible effect of claim on future premiums should be considered.
     

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