I recently had my VW Golf written off as a result of the recent tornado in Birmingham. The insurance co engineer called me and said I could get £4K for the car, or £3.3K if I wanted the car back. I questioned his value of the car, as I'd seen it for £5K on Auto trader. He then said he would need to speak to his manager about the quote. There would also be no categaory applied to the car. He then called back in about 2 mins time and said he could offer £4.2K and if I wanted to keep the car I would get £3K back (£500 more), and it was also be a category d. Is there a scientific method of determining the salvage value of the car, because I am surprised its buy back value has gone up from £700 to £1200 in seconds. Any other advice as I feel I am not getting the full value of the car & paying an excessive amount to buy it back.