Hello
My Golf just got mashed by a truck whilst parked , truck company have agreed liability.
The car is a write off according to the insurance company and they are paying out the fractional value of the car £4100. (originally I paid £5500 for it two years ago)
Now I hated the golf , my wife handled the purchase ( as she does the driving ...I'm rarely in the UK these days). It was described as mint ( it wasn't) and required 2 major repairs in the time I had it that cost me another £1000 in total. Bought from a friend's brother ( car dealer) who I have trouble not punching when I see him as a result.
Wife wants to spend the £4k on an astra that a local dealer has ( assume it comes with 2 year warranty).
I don't want to buy another lemon that costs me even more money to repair so I've suggested I match the 4k from the insurance and she buys something for 8k.
Chances are we'll keep the car for 4 years at least but its main use is the school run anf shopping so I want to ensure its reliable and safe , hence upping the money.
My wife and me are having serious disagreement over this , she wants the astra for 4k I want to buy something a bit more reliable and better from a safety perspective bioth physically and financially.
My credit rating is great and I have savings to cover the full cost if required ( rather get a loan though).
Who is right ? Me or the missus?
My Golf just got mashed by a truck whilst parked , truck company have agreed liability.
The car is a write off according to the insurance company and they are paying out the fractional value of the car £4100. (originally I paid £5500 for it two years ago)
Now I hated the golf , my wife handled the purchase ( as she does the driving ...I'm rarely in the UK these days). It was described as mint ( it wasn't) and required 2 major repairs in the time I had it that cost me another £1000 in total. Bought from a friend's brother ( car dealer) who I have trouble not punching when I see him as a result.
Wife wants to spend the £4k on an astra that a local dealer has ( assume it comes with 2 year warranty).
I don't want to buy another lemon that costs me even more money to repair so I've suggested I match the 4k from the insurance and she buys something for 8k.
Chances are we'll keep the car for 4 years at least but its main use is the school run anf shopping so I want to ensure its reliable and safe , hence upping the money.
My wife and me are having serious disagreement over this , she wants the astra for 4k I want to buy something a bit more reliable and better from a safety perspective bioth physically and financially.
My credit rating is great and I have savings to cover the full cost if required ( rather get a loan though).
Who is right ? Me or the missus?