Car burnt out

Discussion in 'Motoring' started by markymark34, Mar 13, 2006.

  1. markymark34

    markymark34
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    just had my ford focus 03 burnt out on fri night. Have contacted the insurance people who are coming to pick it up. I am however concerned.
    Is it right that you get bottom book price for your car? My car only had 13k on it and was basically like new! bottom book is about 5200 I had the car up for sale and had an offer of 6400! so im really worried im not going to be able to buy a decent replacement


    Any one had similar experiences?
     
  2. shahedz

    shahedz
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    sorry to hear about that mate, that sucks, i hope they catch whoever done it, insurance companies always offer the lowest prices, show him examples of cars similar to yours with mileage condition etc and when they give you a low price insist on the price being increased . good luck :thumbsup:
     
  3. NWhiteley

    NWhiteley
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    insurance companies are often wide of the mark with car valuations.
    i had an mitsubishi lancer evo 6, that cost me £11000, it was stolen from outside a mates house and burnt out a few miles away. it was written off, and within 3 weeks they made me an offer...... £12500. £1500 more than i paid for it and quite a bit OVER the book price, infact it was very close to the top book price. needless to say... i accepted this first offer, bought a golf 4motion, my PHD8, and took a short holiday with the remainder.

    anyway... as has already been said, im sorry to here about your car. having something happen to what can be your pride and joy, is very upsetting, and im my case , made me very angry. that was untill the offer from the insurance came through
     
  4. hufartd

    hufartd
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    when the insurers make you an offer.
    go to auto trader website and search as many vehicles as close to yours
    as you can find. (traders not private sales)
    List all the urls into an email and fire it off to your insurer.
    These are the real replacement values of vehicles of your type
    they won't argue.
    My mate lost his jag they offered him 2k.
    we listed about ten examples currently listed of similar age milage /spec
    within a week the settlement was re offered to him at 3.8k.
    It's the best 45mins he spent in his puff.
     
  5. MartinImber

    MartinImber
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    I got 5550 for a car which cost 5250 - except I'd spent a lot on it.
     
  6. markymark34

    markymark34
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    excellent advice guys!

    claim form has gone off and i have a list of replacements
     

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