Hi, I was thinking about buying a new phone from Tesco mobile. My old phone is pay as go and starting to break down. I found a phone I like it was 12.50 a month direct debit. The only problem is I work as a carer. I look after my mum. I have no credit rating. I own half my mums house. all the bills are in mum name. I have always paid cash for everything. I have about 21k in savings. I pay £13 a month for HSA and £8 a month for netflix. If I buy a new phone from Tesco will they do a credit check on me? Will I be able to buy the phone? Any advice.