Suave
Distinguished Member
- Joined
- Jul 30, 2004
- Messages
- 5,150
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- 824
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- Age
- 60
Hi All,
Please bear with me as I am really not savvy about these things! I only have a few days in which to buy Applecare for an iPhone - the cost is £200!
There are things I do not like about Applecare which are a) that it is very expensive & one is limited to making only two claims a years and b) even then there is a extra charge of £79 & £25 for each incident depending on the damage. The other main & most important issues are that there is no cover at all for loss or theft which means I would have to also then buy other insurance to cover for loss/theft & hence even more costs - Is Applecare really worth it then - I am struggling to see the benefits of it tbh but plenty seem to be buying it so I maybe missing something about it? Some tech reviews I have read have differing views on Applecare which did not help!
I looked at some of the recommendations by a consumer help website but some of the reviews by members there for some of the independent insurance providers were quite shocking & seemed a real nightmare to deal with with ridiculous reasons fro not honouring claims & taking a very long time to process things etc.
I do not currently have a bank account & see that many use such with which to insure their phones - I may open one if needed to get a good & reliable + honest one that offers great coverage for reasonable money.
Just to let you know, I am not the first owner so techically a used item but it is still under the Official Standard 1 Year Apple Warranty till Feb 2021 - will this affect my ability to get insurance for the phone as it was not bought new by myself & I do not have the receipt?
I would really welcome any help/advice on the best insurance options for me from a decent provider(s) who will not mess me around if a claim is ever to be made & I really prefer something that covers for all scenarios - damage, malfunction, loss/theft & damage etc. It's the loss/theft aspect that really concerns me the most tbh otherwise, I would have just got Applecare despite the high price!
Is there anything else that I should consider or be aware of with getting phone insurance?
Many Kind Thanks!
Please bear with me as I am really not savvy about these things! I only have a few days in which to buy Applecare for an iPhone - the cost is £200!
There are things I do not like about Applecare which are a) that it is very expensive & one is limited to making only two claims a years and b) even then there is a extra charge of £79 & £25 for each incident depending on the damage. The other main & most important issues are that there is no cover at all for loss or theft which means I would have to also then buy other insurance to cover for loss/theft & hence even more costs - Is Applecare really worth it then - I am struggling to see the benefits of it tbh but plenty seem to be buying it so I maybe missing something about it? Some tech reviews I have read have differing views on Applecare which did not help!
I looked at some of the recommendations by a consumer help website but some of the reviews by members there for some of the independent insurance providers were quite shocking & seemed a real nightmare to deal with with ridiculous reasons fro not honouring claims & taking a very long time to process things etc.
I do not currently have a bank account & see that many use such with which to insure their phones - I may open one if needed to get a good & reliable + honest one that offers great coverage for reasonable money.
Just to let you know, I am not the first owner so techically a used item but it is still under the Official Standard 1 Year Apple Warranty till Feb 2021 - will this affect my ability to get insurance for the phone as it was not bought new by myself & I do not have the receipt?
I would really welcome any help/advice on the best insurance options for me from a decent provider(s) who will not mess me around if a claim is ever to be made & I really prefer something that covers for all scenarios - damage, malfunction, loss/theft & damage etc. It's the loss/theft aspect that really concerns me the most tbh otherwise, I would have just got Applecare despite the high price!
Is there anything else that I should consider or be aware of with getting phone insurance?
Many Kind Thanks!