My own fault this... But a warning to anyone else going abroad... don't use your debit card for small amounts on holiday. The banks lift your trousers for £1.50 a time. PLUS anything up to 2.5% of the amount. Scumbags. Or at least mine does. I remember getting charged in the past for cash withdrawals but not for debit card purchases. So this year I thought I'd use the debit card more. Big mistake. Some uses were for really small amounts - like the Toll roads in France. It's probably gonna cost me nearly £40 in fees. Guess who's going to be switching there account to the Nationwide in the very near future. The only bank who does NOT charge a flat fee on debit cards.