Went into Jessops to take a look at the 40D today and fell in love instantly. Told that they'd let me have the 40D with 18-85 IS for £999.99. Came home to think it over, didnt take long to decide that I'd get it. Looking for a couple of utility bills (for the 12mth interest free arrangement) and stumbled across my Mrs' credity card statement Ok, so its not massive, but considering that i had thought that I had factored everything into how to pay for the 40D, this was a nasty surprise. Add to that another CC balance and overdraft, and I'm not so sure. Determined to upgrade from my 350D, but need to be comfortable taking on an additional £1000 debt. Rant over!