credit

Credit (from Latin verb credit, meaning "one believes") is the trust which allows one party to provide money or resources to another party wherein the second party does not reimburse the first party immediately (thereby generating a debt), but promises either to repay or return those resources (or other materials of equal value) at a later date. In other words, credit is a method of making reciprocity formal, legally enforceable, and extensible to a large group of unrelated people.
The resources provided may be financial (e.g. granting a loan), or they may consist of goods or services (e.g. consumer credit). Credit encompasses any form of deferred payment. Credit is extended by a creditor, also known as a lender, to a debtor, also known as a borrower.

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  1. J

    £40 Off Bill with Virgin Credit Card

    Not sure if anyone's seen this. But if you apply for a Virgin credit card and use it for a retail purchase or balance transfer within 90 days you will receive £40 off your bill. Also the balance transfer seems pretty good as they're offering 0% for 15 months, currently this card is one of the...
  2. 2

    V+ for £75 - Now in credit

    Hi, ordered V+ box and was charged £75 I asked if they would add this to my monthly bill but they insisted I pay by credit card. However when I received by monthly bill I was £40 in credit as I had made a one off payment of £75. Can I take it I've got the box for free ? ps: had the box...
  3. tigermad

    Shopto.net credit card problem

    I am trying to buy something off the site and need to add a credit card to the account. The problem is everytime it tries to take the £1 off to check its correct it says card is not authorised. I have phone my cc peeps and they say Shopto.net is not allowing enough time for the transaction to go...
  4. P

    JVC DLA-HD1 onn interest free credit???

    Hi - does anyone know any dealers doing the JVC HD1 on interest free??? I know Roy Jowett do, but they have a somewhat inconvenient 2 week cooling off period before they will send it, so I'm looking for alternatives. Any assistance much appreciated. Paul
  5. Crocodile JD

    BenQ - credit where it is due

    I bought one of the early w100 projectors and it was known to have the HDMI/DVI compatibility issue. I wasn't bothered too much at the time as I only had a component DVD player, but recently I decided that I wanted to up grade my player and eek out a little more performance via the digital DVI-D...
  6. martin10

    Credit where Credits due

    Picture quality on Reading v Liverpool and on Sky One HD Soccer Allstars was faultless last night. Wrighty and Chamberlains ( sign Wrighty up for Soccer AM, they make a great double act ) lip synch was a bit out but it caught up eventually. Well done Sky :thumbsup: Can we have all HD programmes...
  7. L

    £4 credit for the free Sky Sports Weekend

    Hi all Just thought i would let you know that i emailed Sky to ask if i would receive any sort of refund on my Sky Sports subscription to cover the free weekend offer. Got an email saying £4 will be credited to my account :clap: Suggest others do the same. Good luck
  8. nwgarratt

    DVD Crave Customer? Check credit cards.

    The DVD Crave website has had a security breach and card details have been compromised. http://www.hdanddvdbargains.com/forum/retailers/8688-dvd-crave-security-breach-better-check-your-ccs.html I ended up cancelling my card just in case. Luckily, I have nothing coming out at the moment.
  9. Kevo

    'Not Enough Credit On Your Viewing Card' Message When I Try To Order a SBOHD movie

    Everytime I try an order a Sky Box Office HD Movie (haven't tried normal Sky Box Office) I keep getting an error message 'Not Enough Credit On Your Viewing Card, Please contact ....'. So I end up having to phone them and order the film over the phone. Each time they say they will increase the...
  10. james_uk9

    2 Free VM sim cards per household £5 credit on each

    I was browsing the VM website earlier and came across this. So I thought I would share it. Its only valid for existing VM customers though. :thumbsup:
  11. Hanzo the Razor

    "Insufficient Credit On Your Viewing Card" Sky Box Office?

    Just tried to order next Sundays WWE Wrestlemania event from Sky Box office only to be told " There is insufficient credit on your viewing card":confused: Anytime I've ordered in the past it's just been added to my next monthly bill so I'm confused as to why I'm getting this message now...
  12. D

    Longest interest free credit periods?

    Hi there, I just wondered. Does anyone offer interest free credit periods of over a year (forgetting the fact that the goods price might be inflated to take this intoa ccount) Thanks
  13. O

    Compromised Credit Card

    NatWest have just told me my credit card has been compromised. The card remains in possession but the details are being used to buy mobile phone top-ups etc. The only three places I have used it in the last six weeks are a tesco petrol station, Movietyme and Secondspin. Just wondering if...
  14. Z

    Buying a Hannsg Jt261 26 Lcd Without a Credit Card

    Hi all I'm really impressed with this Hannsg Jt261 26 Lcd. Can you buy this LCD TV with 'Cash on Delivery'....or ...Postal Order...or..Cheque.. As I don't Have a Credit Card Thanks zack I live in the UK
  15. N

    £900 credit note for Currys and Plasma help??

    Hey all, Iver managed to get currys to give me creadit for my blown up Lg Lcd thanks to one of there engineers!! lol Now I was just going to get the same tv but I thought Id have a look at some Plasmas while I was there! Now bearing in mind I want to add as little as possible to the credit...
  16. C

    Getting refund via credit card company

    This is my first post so apologies if it is in the wrong place. I have placed an order with Movietyme (who I see other people have had problems with also) weeks ago but it still states 'Order Taken' and I have no response to my numerous emails about this. I'm going to ring my credit card...
  17. Haribokart

    So I have £1000 credit at Empiredirect.co.uk...

    ... and was wondering what you guys would say is the best LCD to get (this will be the main household TV set for a few good years to come)? I'm getting an exchange for my old Samsung which packed up- the image was starting to look quite dated with the poor processing etc anyway and it will be...
  18. Simon6776

    Credit Card Fraud

    I have just checked my credit card statement, and found a number of unknown transactions, which I can only assume must be fraudulent, as I have had nothing to do with the companies involved, which appear to be tele-commumication organisations. The transactions have appeared in US$ and Euros...
  19. L

    What i did with my £2000 comet store credit...

    Well after comet agreed to let me swap my LG 50" for something else i went to my local store today and ordered a panny PX60B....and it came with a free dvd recorder....and i got a harmony 885 remote.....and i got £451 back:thumbsup: :thumbsup: needless to say i am very happy!!!Do'nt know what to...
  20. Flash80

    Credit Card Discounts ?

    I am hoping to get a price match for a panasonic 600 from john lewis in a few weeks and was wondering if there is any credit card that would give a discount for buying the tv with the card
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