If your kit is out of warranty...lets say a projector, and it breaks...whats to stop you from smashing it to peices on the floor and claiming on the house insurance???
__________________
The square route of the proboscis is equal to the sum of the sinuses..over 7!
I've thought the same, but I'm guessing with something of such a high value, they'd want to come out and inspect the damage. How good a liar are you? Me? I'm terrible at lying, so it wouldn't work for me. They'd suss me out in an instant.
I do not condone insurance fraud in any way, shape or form.