What's type of PJ you have? And what is the distance between PJ and the screen? I think you might have good results with 0.8 gain screen, but with minimum possible distance to screen (max zoom). With high gain it is much safier with brightness, but you might get some loss in black level. Would you regret? That's depends on your preferences, if you not too much for "inky" blacks, then no...
Image brightness is measured by foot-Lamberts (fL). To calculate foot-Lamberts, the formula is: fL = lumens * screen gain / sq foot of screen. Recommended is 16 (minimum 12) fL.
But as always, there is one catch: lumens in specs are maksimum, for unusable in home cinema settings (with some exceptions, sometimes manufacturers specs are not far away from reality). If you set correct grayscale then you might get even twice or three times less lumens as in max. Brigtness also depends from zoom setting ,especially in LCD PJ with wide range of zoom.
You might find some review of your PJ, where the ANSI lumens measurements for cinema mode are posted, and calculate fL by yourself.
Are you familiar with Calculator Pro on Projector Central? It also shows foot Lamberts, but they claim it is for 75% (for lamp ageing) lumens from specs. Calculator shows also how image brightness is affected by zoom setting.
Projection Calculator Pro - Projector to Screen Distance