somebody has hit the car. :(

[jodenice]

Some bloke has hit our car, claimed he doesn't know the insurance details and given us a false company name and address. He tried to drive off but my boyfriend caught him up.

We do have a mobile number (which we rang to check) and the registration number. I phoned him to enquire about the false address and he was very aggressive. Said he'd phone back later (I'll ring you LATER, alright) and put the phone down.

~What now? What I want is to find him and run him over but I'll do with some legal advice.

Just get in touch with insurers? There was only one witness, an old man that was writing stuff down but we lost him driving after the guy who hit us!

[Decadence]

I'd call the Police on this one...not 999 but your local number.

[maix27]

dito to that, it's illegal to give false info. There are a few coppers on here who should be able to help! (i don't mean go round there-type help, only advice)

[Kieron]

Totally agree. One for the Poice. Although it sounds to me that he possibly doesn't have insurance....

How bad is the damage?

[Paul_HDLover]

You have his number plate so he is easily traceable. Leaving the scene of an accident without providing, or providing falsified evidence is against the law. Call your local cop shop.

[Decadence]

If the guy isn't insured (and I am a little hazy on this) I think that a Solicitor can take up a case and claim from the Motor Insurance Bureau or something like that...there will be people who know more than me about this though.

[h4rri]

Main thing to do is relax, everyone is ok [I assume & hope] and it's only a piece of metal so not worth getting stressed over.

Call Dibble, have them give you a crime reference number then call your insurance and have them deal with it. At least you'll get a nice new hire car to batter for a while while yours is being fixed

[jodenice]

You're right of course, nobody is hurt. And I wouldn't be so stressed if he hadn't been so bleedin RUDE.

And now we lose our no claims don't we?

[dognosh]

Originally Posted by jodenice

You're right of course, nobody is hurt. And I wouldn't be so stressed if he hadn't been so bleedin RUDE.

And now we lose our no claims don't we?

no , not necessarily, make a claim on your insurance and let them sort it out, but to be able to start this process you need to report it straight away instead of lettting it be, get off the internet and go to the police station.
"Fail to stop" and "not exchanging details,or refusing to" are both illegal and can carry penalties of up to 11 points I believe, and fines.
(even worse if they give false info)

[jodenice]

well we phoned the insurance company and they said not to bother phoning the police, as they will tell us to pass it onto the insurance company?

And now the insurance companies legal department is on it.

[dennis]

ring the police anyway,just in case.

[CFC1]

Go to the local police station and report it anyway. For all you know, the old man that was writing stuff down may also have gone to the police, so could possibly strengthen your case, as a witness.
If the other driver hasn't got any insurance, and also ran from the scene, that is a police matter... not an insurance one. For the sake of anyone else suffering the same fate in the future, go to the police!

[Geege]

You must report the accident (by law) so phone the police switchboard non-emergency number if you haven't already done so. Give them the index number & description of the vehicle and circumstances. Then provide your insurance number with the incident number (serial number/CAD reference) for their reference. Take photos of the damage to your vehicle. The police will be able to check on the police national computer database to confirm who the registered owner is and whether insurance is held.

[tonycb6]

Check the number plate on this data base to see if he is insured.

Tony.

http://www.askmid.com/askmid.aspx

[dognosh]

Originally Posted by jodenice

well we phoned the insurance company and they said not to bother phoning the police, as they will tell us to pass it onto the insurance company?

And now the insurance companies legal department is on it.

With all due respect to you this is the sort of thing that ****** me off
If you know what to do then don't post here asking our opinion.
If you need advice and post here, and you get lots of people giving you the same advice then maybe you should listen ?
The insurance company has it's own agenda.

Ring/go to the police station and report it as the guy has broken the law. If the police fob you off then insist on reporting it and grab an incident number and some details of who/when/where you reported it