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Insurance claim

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Old 10-03-2009, 1:59 PM   #1
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Insurance claim

Had an unexpected visitor to the house last Friday who has relieved me of all of my camera gear (body, 3 lens, flashgun, filters etc) amongst other items that he stole. The insurance assessor is due out this Fri and most of the kit was 2+ years old so I don't have proof of purchase for most items (a couple of boxes but no receipts).

Anyone had to go thru this, am looking for advice as to where I stand in proving that I owned the items and replacing them as best I can. Lens were purchase in New York, body in UK. I have a new for old policy with a single item limit of £1500.

Cheers

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Old 10-03-2009, 2:24 PM   #2
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Re: Insurance claim

had the same problem a few years back just look for photos of the gear if possible,as well as getting a quote from a shop as to what the equivelent will be ,i had no problems at all,did not have all my reciepts for jewelrey(bought in tiffanys in usa)ipod etc however make sure you add the memory cards camera cases etc as these in there own right are a small fortune, hence i didnt do that and had to buy new memory cards and they were all sony memory sticks and a few years back a 512 stick was about $60 so god knows what they were in £
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fungus-fingers (12-03-2009)
Old 10-03-2009, 2:44 PM   #3
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Re: Insurance claim

Insurance companies tend to be fairly reasonable in terms of proof of ownership and generally will accept receipts, boxes, instructions, photos of you with the items etc. One concern would be the fact you imported them and they may ask to see proof you did this legally in terms of VAT & duty receipts etc but that depends on how much of a pain they want to be.
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fungus-fingers (12-03-2009)
Old 10-03-2009, 7:07 PM   #4
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Re: Insurance claim

Even if you don't have photos of the gear, do you have image files taken with the gear, showing serial numbers and lenses used in the EXIF data, or did that go too? If that went is there anything online - Flickr etc. that might include such details?
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Old 10-03-2009, 10:50 PM   #5
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Re: Insurance claim

foxycce
Cheers, thanks for advice re bag, cards etc.

Astaroth
I have a couple of lens boxes and not much else so will have to see how it goes.

tdodd
I have all of my image files on an external HD so your suggestion should be useful.

Cheers

Fungus
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Old 10-03-2009, 11:18 PM   #6
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Re: Insurance claim

Not directly related but when in France last summer i had a Diving watch and point and click stolen in total worth £1200 and they were happy to take the box from the diving watch and the instructions from the point and click..... just thought it might help.

Last edited by anthony566; 11-03-2009 at 8:25 AM.
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fungus-fingers (12-03-2009)
Old 11-03-2009, 7:52 AM   #7
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Re: Insurance claim

good luck with the claim, now onto the more important things, what was stolen and what are you gonna replace it with.

of course, if you had a mind to change systems, then now is definately the time!
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fungus-fingers (12-03-2009)
Old 11-03-2009, 8:11 AM   #8
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Re: Insurance claim

when we got done a few years ago , the insurance company were happy to take an instruction book for a dvd player , now of course this is open to all sorts of abuse as you can imagine , not that i am suggesting you borrow instruction books from anyone of course , hope you get all the stuff replaced , thats what insurance is for after all
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fungus-fingers (12-03-2009)
Old 11-03-2009, 10:37 AM   #9
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Re: Insurance claim

anthony566, fyonn, paulyoung666

Thanks for the advice guys. If anyone has boxes/manuals for a Nikon D300, Nikkor 50mm f1.4D, Nikkor 16-85mm VR, SB600 flashgun that they could lend me then that would certainly help. I'm in Belfast so that mekes it a bit mor difficult. Think I will start a new thread in case anyone in NI can help.

Cheers

Fungus
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Old 11-03-2009, 10:48 AM   #10
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Re: Insurance claim

Just correcting your post...

Quote:
Originally Posted by fungus-fingers View Post
If anyone has boxes/manuals for a Nikon D3x, Nikkor 50mm f1.2, Nikkor 200 F2, Nikkor 14-24mm F2.8, Nikkor 600mm F4 VR, SB900 flashgun that they could lend me then that would certainly help.
*ahem*



dave
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Old 11-03-2009, 10:53 AM   #11
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Re: Insurance claim

fyonn

Dont tempt me the thought had occurred. I will be happy with replacements. Have started a new thread to ask for boxes/manuals.

Fungus
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