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I would keep the FZ7 either for the wife/girlfriend
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Yes, being women they can't possibly want anything better ...
Getting back on topic - the easiest thing to do in starting with an SLR/DSLR is to get swamped with theory before you've tried the thing in practice. A basic DSLR kit will give you a camera body and an all-purpose lens (for want of a better term, it will work like a typical compact camera, only a bit better). I'd suggest using it for a few weeks and get used to it before deciding what you need next. If you find you're having problems getting all of the subject into the shot, then you need a wide angle lens. If you find that what you're trying to photograph is still too small in your pictures, then you need a longer distance lens. However, if you do need a long zoom, then you will also need a tripod - it is extremely difficult to hold a heavy long zoom lens sufficiently steady to take shots at the extreme of its range without getting camera shake (even with the corrective technology in many of today's cameras).
As for which camera to buy - it's very easy to get suckered by various technical claims. Generally, the more you pay, the better you get, but it's a case of diminishing returns. E.g. a £200 lens will be a lot better than a £50 Hong Kong special, but don't expect a £500 lens to be better than the £200 lens by the same margin. The more you pay, the smaller the improvement over the immediately lower model.
Also, don't go overboard on the camera body. The more expensive the DSLR, the more gizmos you'll get, but ask yourself this - just how often are you going to use the extra facilities? Generally, the cheaper the models, the easier they are to use. And don't fall for the trap of thinking the more expensive ones are necessarily better made. The more gizmos they have in them, the more there is to go wrong.
One final thing - don't forget to buy a decent software photo package (e.g. Photoshop Essentials). This will enable you to rescue potentially better photos that are slightly under- or over-exposed, slightly mis-framed, etc. Plus, you can then have great fun playing with the colour balance, level of grain, etc.