Ahoy!
OK, so take this as Pirate's golden nugget advice. Mmmmmmmmmm! Right. FWIW, you can get a Sony Alpha A100K (even off eBay) for circa £350.00. You can also get a Pentax K100D from
Argos for £279.99 with kit lens. Not as good as the Super version, but hey! Good enough.
Panasonic DMC-Fz50 (IMHO) is still the leader of the prosumer/bridge pack with one exception, the Sony DSC-R1. OK, so the Panasonic's have theoir shortcomings in terms of noise. Nothing new there. Easily sorted with noise reduction software.
There are other makes with better IQ (Fuji for example) that reportidly have better IQ, but no image stabilisation (OIS). For any long zoom camera at 300mm or thereabouts, OIS ought to be a major consideration), otherwise it's tripod time (not always convenient).
Frankly, for the price, I would look (again on eBay) for the Olympus E510 2 lens kit.
I also have the Panny FZ3 and am currenly looking at both the Sony R1 and Panny FZ8 as potential replacements. Nothing wrong with the FZ3 per-se.
So, in conclusion, here's my shortlist (subject to your budget) and in no particular order
DSLR
Pentax K100D kit from Argos (or K10D) - (also look at Samsung GX-10) + Sigma 70-300mm APO DG Macro from OneStop Digital.
Olympus E510 2 lens kit via eBay - general decent dSLR with LV
Sony Alpha A100K (eBay) - prices dropping fast. New models released.
PROSUMER/BRIDGE
Panasonic DMC-FZ50, FZ18 or FZ8
Sony DSC-R1 (if you can find one cheap enough) - try eBay
Fuji (various models) - no OIS
Personally, and I reiterate, I don't know your budget, the Pentax K100D looks good. Why go prosumer for the same money as dSLR? This is why the Sony R1 went belly-up . . . overpriced!
Good luck. Let us kow what you decide.