Thanks for all the advice guys, it's appreciated.
I have decided I am going for the D40, had a quick fiddle over the weekend & the D40 was pretty much perfect.
Was nice to hold, VERY easy to use & the pictures looked great.
The 400D was alos a very nice camera, but was just a little over complicated after the D40, pictures looked fine, Also the fact that I'm paying more for less kit was playing in the back of my mind so I decided against it.
I know I dont specifically need the second lens that comes with the D40 it is nice to have the option of having it if you see what I mean??
I'm still an utter noob at all this so I think the ease of use of the D40 pretty much sold me on it
I will be getting it from Jessops as I found out they do by now pay later which helps me no end as it means it free's up some extra cash to get a Tripod & Flash gun at the same time as well
Should be sorting it all out to collect next weekend after payday...cant wait now
Thanks again for all the input it has been a great help.
Neil