Thanks for the replies guys.
The TZ5 was my orginal choice then I saw the t500 which looked a bit more compact and there was a review on amazon buy a guy who had the tz5 and then got the t500 and said it was alot better. Then there was a post on here I think about someone who had the samsung hd then went to a t500 and said the samsung was better. Its all very confusing


I may go back to my original choice as there are alot of reviews for the tz5 which on the whole are good where as the t500 only has a few reviews which are a mixture.
It also seems the t500 battery only lasts about 15 mins max when recording hd video although the stereo sound quality is meant to be good as well as the video although it can be grainy in low light but I suspect the tz5 will be similar in low light.
Decisions, decisions and time running out