Dear Everyone!

help! I am looking to buy a camcorder (never had one before) with which I can do two things. 1st want to make a film to present to a professional company to act as a start point and rough idea for an equestrian DVD. 2nd want to film clients' riding lessons and then hand them a disc at the end of it in exchange for lots of dosh!! Main problem not an electronics person at all (only can use computer to send emails and search the internet.) Boyfriend a bit better but nothing like film editing. Therefore what do we buy. Have looked at reviews and everyone slags Sony for rubbish accompanying software and help so have excluded them. Lots of friends recommend canon but which of the millions of types? We have about £400 but the main thing will be ease of use. Essentially something we can do basic editing by reading the hopefully clear instructions! The audio needs to be good as will definitely be outdoors all the time. Would be great if I could slow down the horses movement whilst replaying it immediately to show client but dont know whether thats possible.
If I understand the bumf Ive read, I can buy one that has a disc that I can just hand the client at the end of the lesson. Am I right and how much do the discs cost? I assume that its something like a mini DVD and just goes in their DVD player. Or am I being dumb? Think this is the HHD version. Whats the difference between that and the memory stick one and which one do I need?
Sorry to appear so dumb guys but we're talking about someone brought up on Betamax Videos!!

Yes, Im really that old!
Catherine