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The figures you give are not clear
However, ask your ins co how much to cancel your existing policy. You will lose mega regardless of paying by instalments or not
What I would suggest is logging on to a comparison site and seeing what your current company will quote for a new policy and negotiate from that figure bearing in mind they'll give a big discount for first year
It's basically no hassle to cancel but it is expensive to change cars during what I guess is your first year of insurance. They do offer cheap cover for a new policy but always charge for changes
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